Team lead-Startups

Job Summary

Customer and Business Development

• Generate new business, identify prospects, and convert opportunities within the bank's risk appetite.
• Formulate account plans, provide needs-based solutions, structure credit facilities, and execute banking transactions.
• Build trusted client relationships and maintain a portfolio of active and growing customers.
• Market and sell investments, insurance, foreign exchange, cash management, treasury, and related products.

Credit, Risk, and Compliance

• Prepare credit proposals, loan applications, and annual customer reviews.
• Work with credit teams to support sound lending decisions and adherence to credit policy.
• Conduct timely customer due diligence reviews and maintain error-free CDD profiles.
• Identify KYC issues, provide solutions or escalate them, and follow AML and CDD policies and procedures.
• Handle customer issues, complaints, and product enquiries according to established procedures.

Strategy and Leadership

• Increase market share in investments, foreign exchange, and banca across India.
• Build high-value current account balances through capital account transactions, escrow, and GIFT City banking.
• Lead relationship managers in major cities including Delhi, Mumbai, Bangalore, Chennai, and Hyderabad.
• Support talent hiring and manage people, profit and loss, and balance sheet responsibilities.

Governance and Conduct

• Drive operational process improvement and support effective management of operational risks.
• Support business strategy execution in a safe, controlled, and end-to-end manner.
• Comply with applicable laws, regulations, internal policies, and the Group Code of Conduct.

Required Qualifications

• University graduate.
• At least 12 years of relevant experience serving business, commercial, or corporate clients.
• Excellent financial analysis skills and ability to assess creditworthiness and risk mitigations.
• Sound knowledge of trade, cash, lending, foreign exchange, financial markets, and investment products.
• Knowledge of banking procedures, documentation, practices, and commercial banking regulations.
• Outstanding communication and presentation skills, with people and client management capability.

Preferred Experience

• Experience servicing international businesses in a cross-border context is advantageous.

About Standard Chartered

Benefits and Working Options

• The employer states that it offers competitive salary and benefits under its Fair Pay Charter.
• Benefits include retirement savings, medical and life insurance, leave programs, wellbeing support, learning opportunities, and flexible working options based around home and office locations.