Senior Product Engineer - Cards Platform

Role Overview

Key Responsibilities

• End-to-End Ownership: Own delivery of cards platform initiatives from requirement analysis to production rollout and post-release stability.
• Product Engineering Leadership: Translate business requirements into scalable technical solutions across cards issuing, acquiring, and payment processing systems.
• Architecture & Design: Contribute to system design, integration architecture, and modernisation of cards platforms (APIs, microservices, event-driven systems).
• Domain Expertise (Cards): Work on key areas including:
• + Card issuing & lifecycle management
• + Authorisation & transaction processing
• + Tokenisation & digital wallets
• + Scheme integrations (Visa / Mastercard)
• + Clearing & settlement
• Stakeholder Management: Act as a bridge between business, vendors, and internal tech teams to ensure alignment and delivery excellence.
• Agile Delivery: Lead and contribute within Agile squads, ensuring timely delivery, sprint planning, backlog grooming, and prioritisation.
• Production Stability & Incident Management: Own L2/L3 support, incident resolution, RCA, and continuous improvement of platform reliability.
• Quality & Testing Oversight: Ensure strong test coverage (functional, integration, UAT) and support automation initiatives.
• Vendor & Integration Management: Work with third-party vendors and payment processors to deliver seamless integrations.

**Required Skills & Experience**

• 7+ years of experience in Cards & Payments domain within banking or financial services
• Strong understanding of:
• + Cards issuing & acquiring platforms
• + Payment flows, authorisation, clearing, settlement
• + ISO 8583 messaging (must-have)
• Experience with card management systems (e.g., PowerCARD, VisionPLUS, Prime, or similar)
• Solid understanding of APIs, microservices, and system integrations
• Experience working in Agile environments

Preferred Skills

• Exposure to tokenisation, digital wallets (Apple Pay, Google Pay)
• Knowledge of PCI-DSS compliance and security standards
• Experience in high-volume, mission-critical systems