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Senior Officer – Regulatory Compliance & Assurance- Emirati Talent

Commercial Bank International
Sharjah Emirate, UAE
Full Time
Senior
1 months ago
Regulatory ComplianceCBUAE RegulationsConsumer Protection StandardsFATCA/CRSGap AnalysisAssurance Reviews
Free

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Regulatory ComplianceCBUAE RegulationsConsumer Protection Standards
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Job Purpose

  • Support the Head of Regulatory Compliance to ensure that all regulatory obligations under the Consumer Protection Standards and Regulations are fully adhered to.
  • Responsible for assisting with advising on policy, issuing guidelines, providing guidance and advice, undertaking product reviews, conducting assurance exercises and facilitating training on regulatory and compliance requirements.
  • Also responsible for interacting with and maintaining good relations with CBUAE and interacting with government departments and ministries.

Main Responsibilities and Accountabilities

  • Conduct bank wide gap analysis and monitoring assurance activity against identified CBUAE regulations.
  • Perform in depth monitoring assurance reviews on Consumer Protection Standards and Regulation such as mystery shopping, thematic reviews, complaint data analysis.
  • Monitor the adherence of the bank’s code of conduct.
  • Draft final reports post assurance reviews, including methodology and key findings.
  • Ensure all identified non compliant items are appropriately registered in the breach register and ensure proper follow up until closure.
  • Report material breaches found to CBUAE post following the defined process.
  • Manage regulatory correspondences, including analyzing, drafting and circulating regulatory notices to respective stakeholders.
  • Liaise with Head of Regulatory Compliance for submitting feedback to regulators when required.
  • Maintain and monitor the CBUAE Reporting Tracker for scheduled submissions.
  • Update and manage the weekly Compliance dashboard shared with EMC.
  • Review/update the Regulatory Tracker sheet on a daily basis.
  • Upload all received regulatory notices to the internal Compliance SharePoint.

Governance Support and Regulatory Documentation

  • Involve in preparing and reviewing Compliance Committee (CC) and Board Risk Committee (BRC) packs.
  • Review product programs, policies, procedures to ensure all regulatory requirements are sufficiently addressed.
  • Manage all aspects of FATCA and CRS regulatory reporting, including review and validation of client data, preparation and upload of final reports to MOF portal.
  • Submit Key Risk Indicators (KRIs) monthly and RCSA annually to the Risk department.
  • Assist in preparing and delivering training materials related to regulatory topics such as FATCA/CRS.
  • Participate in regulatory compliance initiatives and projects, including User Acceptance Testing.

Education

  • Bachelor’s degree or equivalent level of education.

Professional / Technical Qualifications

  • Technical qualifications: quality control and assurance reporting.
  • Development of assurance frameworks and assurance methodologies.
  • Compliance qualification or certification, such as ACAMS and/or Certified Compliance Officer (CCO) or any other relevant AML/Compliance qualifications from an internationally recognized body will be considered as an advantage.

Other Skills Required for the Job

  • In depth knowledge of CBUAE and other related regulations, especially pertaining to consumer protection.
  • Analytical, problem solving and decision making skills.
  • Attention to details.
  • Strong team player.
  • Strong written & verbal communication skill.

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