Retail Banking Sales
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Key skills for this role
About the Role
Emirates Islamic is seeking a Retail Banking Sales professional to drive acquisition and growth of retail banking relationships by promoting Personal Finance, Auto Finance, and Credit Card products.
Key Skills for This Role
Responsibilities
- Develop and maintain strong relationships with assigned corporate partners and individual clients to promote Shari’a compliant products
- Identify new corporate accounts and individual opportunities for onboarding customers seeking specialized financing solutions
- Achieve cross selling targets of non assigned products and services
- Comply with all approved policies, procedures, and Islamic banking norms
- Achieve sales targets for Personal Finance, Credit Cards and Auto Loans while ensuring high standards of customer service
- Provide professional and expert advice on Personal Finance, Credit Card and Auto Loan products
Requirements
- Bachelor’s degree holder or its equivalent
- At least 2 years’ UAE banking sales experience
- In depth knowledge of the market industry and understanding of policies & their implications
- Ability to explore new markets and customers within assigned territory to enhance sales volumes
- Proven record in achieving cross selling targets
- Excellent communication skills, result oriented, analytical thinking
Full Job Posting
Organization Unit Purpose
- The unit is responsible for acquiring new payroll business for the Retail Bank, managing relationships, and driving the growth of the retail portfolio.
- It serves as a key channel for onboarding new to bank customers and identifying opportunities to provide Shari’a compliant products including Credit Cards, Auto Loans and Personal Finance solutions.
Job Purpose
- Sales Banking role drives the acquisition and growth of retail banking relationships by promoting Personal Finance, Auto Finance, and Credit Card products.
- The role focuses on building strong partnerships, understanding employees’ financial needs, and delivering tailored Shari’a compliant banking solutions to enhance customer satisfaction and achieve sales targets.
What You Will Be Doing
- Develop and maintain strong relationships with assigned corporate partners and individual clients to promote Shari’a compliant products, including Personal Finance, Credit Cards, and Auto Loans.
- Identify new corporate accounts and individual opportunities for onboarding customers seeking specialized financing solutions.
- Achieve Cross selling targets of non assigned products and services to contribute to the revenues and market presence.
- Comply with all approved policies, procedures, and Islamic banking norms to protect the organizations and the customer’s interests throughout the loan and card application process.
- Remain accountable for achieving sales targets for Personal Finance, Credit Cards and Auto Loans while ensuring high standards of customer service and monitoring client satisfaction levels.
- Stay updates on market trends, competitor offerings for financing products, and evolving customer needs within the UAE retail banking sector.
- Provide professional and expert advice on Personal Finance, Credit Card and Auto Loan products to customers ensuring all business leads are effectively realized.
What are we looking for
- Bachelor’s degree holder or its equivalent
- At least 2 years’ UAE banking sales experience
- Possesses in depth knowledge of the various dimensions of the market industry and good understanding of policies & their implications.
- Has the ability to explore new markets and customers within the assigned territory to enhance sales volumes.
- Has proven record in achieving Cross selling targets of non assigned products and services to contribute to the revenues and market presence.
- Experience in creating and building customer awareness about new products through mailers, personal visits to prospective business.
- Excellent communication skills, result oriented, analytical thinking, capable of developing others, good public relations, perseverance.
Please note
- This is a talent pool position. We are inviting expressions of interest from qualified candidates for potential future opportunities. By joining our talent pool, you allow us to connect with you in advance and reach out when a suitable role becomes available.
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