Retail Banking Executive - Auto Finance-UAEN only
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Key skills for this role
About the Role
Emirates Islamic in Abu Dhabi seeks a Retail Banking Executive for Auto Finance to build relationships, achieve sales targets, and provide excellent customer service. The role requires meeting sales goals, processing transactions, and maintaining portfolio quality.
Key Skills for This Role
Responsibilities
- Meet assigned sales targets on yearly and monthly basis
- Process high volume transactions/information accurately within stipulated service standards and turnaround time
- Maintain good relationship with all constituents in the market to ensure quality business referrals
- Provide quality services to achieve and maintain targeted customer satisfaction index levels
- Ensure portfolio quality by exercising sound credit judgment and complying with Credit & Product parameters
- Pro actively call on showrooms and customers and promptly respond to calls to negotiate and finalize business deals
- Analyze financials submitted by customers and prepare credit proposals for submission to appropriate approval authorities
Requirements
- Assigned sales target to be met on yearly and monthly basis
- Process high volume transactions/information accurately within stipulated service standards and turnaround time
- Maintain good relationship with all constituents in the market to ensure quality business referrals
- Provide quality services to achieve and maintain targeted customer satisfaction index levels
- Ensure portfolio quality by exercising sound credit judgment and complying with Credit & Product parameters
- Pro actively call on showrooms and customers and promptly respond to calls to negotiate and finalize business deals
- Analyze financials submitted by customers and prepare credit proposals for submission to appropriate approval authorities
Full Job Posting
Brief Description
- The job holder is responsible to build / leverage key business relationships to maximize market share & achieve sales though the Auto Finance.
- The role requires the job holder to provide customers with information on financial products and services and explore opportunities for cross selling during customer interactions.
- The job holder should combine meeting financial targets with providing excellent customer service to achieve their set targets.
Detailed Description
- Assigned sales target to be met on yearly and monthly basis. Process high volume transactions/information accurately within stipulated service standards and turnaround time.
- Maintain good relationship with all the constituents in the market to ensure that quality business is referred to the company on a regular basis.
- To provide quality services to achieve and maintain targeted customer satisfaction index levels and to retain loyalty of customers for repeat and referral business.
- To ensure portfolio quality by exercising sound credit judgment and by complying with Credit & Product parameters to complete all formalities and documentation in line with corporate policy.
- To pro actively call on showrooms and customers and promptly respond to calls from them to negotiate and finalize business deals within the targeted turnaround time.
- To analyze financials submitted by the customers and prepare credit proposals for submission to appropriate approval authorities.
What we offer you
- Competitive salary package
- Strong emphasis on work life balance and wellbeing across the bank
- World class Learning & Development platform and career development
- Generous annual leave entitlement and Private Healthcare
- Preferential banking facilities for employees
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