Associate Credit Analyst (Emirati Talent)

Role overview

Key responsibilities

• Support credit application reviews and analyze financial statements, credit reports, and other information to assess creditworthiness and risk exposure.
• Support credit risk evaluation, credit limit decisions, credit approval recommendations, and compliance with credit policies and governance requirements.
• Prepare credit analysis reports, risk assessments, supporting documentation, and customer account reporting.
• Monitor customer accounts, conduct periodic credit reviews, and support credit limit amendments.
• Support invoice creation, processing, submission, portal uploads, invoice rejection handling, and resubmission activities.
• Assist with customer onboarding, customer master data maintenance, and collection of required documentation.
• Support collections through customer follow-ups, invoice query resolution, and coordination of outstanding payment matters.
• Identify opportunities to improve credit, billing, and collections processes.

Required knowledge and capabilities

• Good interpersonal, verbal, and written communication skills are required for professional client engagement and stakeholder collaboration.
• The role requires attention to detail, initiative, a solutions-oriented approach, deadline management, and the ability to work with different personalities in a fast-paced environment.
• Working knowledge of accounting practices and principles, financial statements, credit analysis, risk assessment, accounts receivable, collections, and customer account management is required.
• Ability to work with customer portals, invoicing systems, and financial documentation is required.

Preferred qualifications and experience

• A bachelor's degree or equivalent in Finance, Accounting, Economics, or a related field is preferred.
• Entry-level experience in credit analysis, accounts receivable, collections, finance operations, or a related finance role is preferred.
• Experience with financial systems, accounting software, or ERP platforms is advantageous.
• Exposure to invoicing, customer onboarding, collections, or credit control activities is beneficial.
• Basic experience with corporate customers in a professional services, technology, or multinational environment is preferred.

Workplace type

• The role is performed on-site.