{bc}
linkedin

Senior Credit Manager (UAEN Only)

Emirates Islamic
Dubai, UAE
Full-time
Director
Onsite
Discovered 4 days ago
Corporate creditCredit risk analysisFinancial statement analysisCredit proposal review and approvalLending frameworksPortfolio monitoring
Free

Job Fit Check

Base Career helps you apply smarter for this job.

?%
Ready to Scan

Key skills for this role

Corporate creditCredit risk analysisFinancial statement analysis
Smart Apply

Full Job Posting

Credit Function

The Credit function independently assesses, monitors, and controls credit risk across the bank's portfolio.

The unit ensures credit exposures align with risk appetite, internal policies, and UAE Central Bank requirements.

The function supports sustainable growth through credit evaluation, portfolio monitoring, policy development, and risk governance.

Job Responsibilities

  • Manage and monitor the assigned credit portfolio, ensuring asset quality and compliance with risk parameters.
  • Review and approve credit proposals within delegated authority and recommend higher-value cases to senior committees.
  • Conduct detailed credit analysis, including financial statement reviews and risk assessments.
  • Ensure credit facilities comply with internal policies and UAE Central Bank regulations.
  • Monitor portfolio performance, identify early warning signals, and recommend corrective actions.
  • Engage with Relationship Managers and Risk teams to support business objectives.
  • Support audits, regulatory reviews, and policy and process improvements.

Required Qualifications and Experience

  • Bachelor's degree in Finance, Banking, Accounting, or a related field.
  • At least six years of banking experience with a strong focus on corporate credit.
  • Strong knowledge of credit risk analysis, financial statement analysis, and lending frameworks.
  • Familiarity with UAE Central Bank regulations and banking compliance standards.
  • Strong analytical, decision-making, and stakeholder-management skills.

Preferred Qualifications

  • A master's degree is preferred.
  • Professional certification such as CFA, CA, or CPA is an advantage.

About the Company

Emirates Islamic was launched in 2004 to provide banking services aligned with Shari'a principles.

The bank describes employee development, talent management, and training as important parts of its career offering.

Emiratization is identified as a strategic objective supported by training programmes for young Emiratis.

Apply for this job in 1 click

Skip the repetitive application forms

Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.

Sarah M.James T.Maya R.

Trusted by over 500,000 job seekers on Base Career

Start Free Today

More from this employer

More jobs at Emirates Islamic