Staff Product Manager, Affirm Bank
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Key skills for this role
About the Role
Affirm is building its own bank and seeks a Staff Product Manager to own the end-to-end bank product, including deposits, loan originations, and regulatory compliance. You will launch the deposit product and operationalize the bank charter.
Key Skills for This Role
Responsibilities
- Own the end to end bank product across deposits, loan originations, banking compliance, and operations
- Launch and own the bank's deposit product roadmap from early launch to multi billion dollar deposit base
- Operationalize the de novo bank build ensuring regulatory readiness, process maturity, vendor integrations
- Drive originations through the bank entity working with Credit, Capital Markets, Engineering, and Treasury
- Navigate banking compliance and regulatory requirements with Legal, Compliance, Risk, and Bank executive team
- Integrate the bank deposit product into Affirm's consumer ecosystem across multiple teams
- Communicate strategy, tradeoffs, and priorities to senior leadership and the Bank Board
Requirements
- 6+ years of product management experience
- Proven program leadership at scale with cross functional launches
- Experience in banking, deposits, or lending
- Bank charter experience strongly preferred
- Deposit product strategy experience a strong plus
- Experience in fintech, financial services, or banking
- Strong technical fluency with system design, data models, API architecture
- Exceptional written and verbal communication
- Bachelor's degree in related field or equivalent practical experience
Full Job Posting
Role Overview
- Affirm is building its own bank — and this role sits at the center of that ambition. We're looking for a Staff Product Manager to own the end to end bank product: operationalizing a new bank charter within Affirm's ecosystem, launching the deposit product, driving loan originations through the bank
What You’ll Do
- Own the end to end bank product. Serve as the single threaded product owner across deposits, loan originations, banking compliance, and operations.
- Launch and own the bank’s deposit product. Ship Affirm’s bank deposit offering as part of launch, then own the deposit product roadmap on a go forward basis.
- Operationalize the de novo bank build. Drive the cross functional work required to stand up and scale bank operations.
- Drive originations through the bank entity. Shape how Affirm originates and retains loans through its own bank.
- Navigate banking compliance and regulatory requirements. Partner with Legal, Compliance, Risk, and the Bank's executive team.
- Integrate the bank deposit product into Affirm's consumer ecosystem. Define clear domain boundaries, design requirements for new data flows.
- Influence up and across the organization. Communicate strategy, tradeoffs, and priorities to senior leadership and the Bank Board.
What We Look For
- 6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives
- Proven program leadership at scale — you've owned high visibility cross functional launches across many stakeholders
- Experience in banking, deposits, or lending — you understand deposit products, bank charter operations, or loan origination mechanics
- Bank charter experience is strongly preferred — you've been through or contributed meaningfully to a de novo bank launch
- Deposit product strategy experience is a strong plus — you've defined or scaled deposit products
- Experience in fintech, financial services, or banking; familiarity with BNPL, neobanking, or platform products is a plus
- Strong technical fluency — you're comfortable working with engineers on system design, data models, API architecture
- Proficiency with AI assisted tools (e.g., Claude, Cursor) to accelerate your own work
- Demonstrated ability to drive cross functional alignment across Legal, Compliance, Engineering, Finance, and executive leadership
- Exceptional written and verbal communication
- Bias for action and intellectual curiosity
- Bachelor's degree in a related field or equivalent practical experience
Pay Range
- CAN base pay range per year: $181,000 $241,000
Benefits
- Health care coverage Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off competitive vacation and holiday schedules
- ESPP An employee stock purchase plan enabling you to buy shares of Affirm at a discount
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