Senior Underwriter - Health Insurance
Job Fit Check
Base Career helps you apply smarter for this job.
Key skills for this role
About the Role
A confidential company in Dubai is seeking a Senior Underwriter for Health Insurance to evaluate and underwrite health insurance risks in compliance with UAE regulatory authorities.
Key Skills for This Role
Responsibilities
- Assess individual and group health insurance applications, including medical, financial, and occupational risks
- Evaluate proposals, endorsements, and renewals based on underwriting guidelines and risk appetite
- Determine appropriate premium rates, coverage limits, exclusions, and terms
- Analyze claims history, loss ratios, and demographic data to support underwriting decisions
- Ensure all underwriting practices comply with DHA, DOH, and MOH requirements
- Review and approve policy issuance, renewals, and endorsements
- Liaise with brokers, agents, corporate clients, and internal teams (sales, claims, actuarial)
- Monitor portfolio performance, including claims ratios and profitability
- Prepare MIS reports on underwriting performance, portfolio trends, and KPIs
Requirements
- Bachelor’s degree in Insurance, Finance, Business Administration, or related field
- Professional certifications preferred (e.g., ACII, CPCU, LOMA)
- 3–8+ years of experience in health insurance underwriting (UAE/GCC)
- Proven experience handling DHA, DOH, and MOH regulated policies
- Strong knowledge of group medical underwriting and pricing
Full Job Posting
Job Overview
- To evaluate, assess, and underwrite health insurance risks in compliance with UAE regulatory authorities (DHA, DOH, MOH), ensuring profitable portfolio growth while maintaining regulatory adherence and service excellence.
Roles & Responsibility
- Assess individual and group health insurance applications, including medical, financial, and occupational risks.
- Evaluate proposals, endorsements, and renewals based on underwriting guidelines and risk appetite.
- Determine appropriate premium rates, coverage limits, exclusions, and terms.
- Analyze claims history, loss ratios, and demographic data to support underwriting decisions.
- Ensure all underwriting practices comply with DHA, DOH, and MOH requirements.
- Maintain awareness of mandatory benefits.
- Support regulatory audits and internal compliance reviews.
- Review and approve policy issuance, renewals, and endorsements.
- Customize policy wording and benefits based on client requirements and regulatory frameworks.
- Coordinate with operations for accurate policy documentation and system entries.
- Liaise with brokers, agents, corporate clients, and internal teams (sales, claims, actuarial).
- Provide underwriting guidance to sales teams to support business growth.
Key Requirements
- Bachelor’s degree in Insurance, Finance, Business Administration, or related field
- Professional certifications preferred (e.g., ACII, CPCU, LOMA).
- 3–8+ years of experience in health insurance underwriting (UAE/GCC).
- Proven experience handling DHA, DOH, and MOH regulated policies.
- Strong knowledge of group medical underwriting and pricing.
Apply for this job in 1 click
Skip the repetitive application forms
Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.
Trusted by over 500,000 job seekers on Base Career
More from this employer
More jobs at Confidential
Global Human Resources Director
Dubai, UAE
A confidential company seeks a Global Human Resources Director to lead global HR functions from Dubai. The role involves strategic HR leadership, talent acquisition, performance management, compensation, compliance, and
Senior Specialist - Risk & Business continuity ( UAE national )
Dubai, UAE
The employer is seeking a Senior Specialist to support enterprise resilience initiatives, including business continuity management, crisis preparedness, risk assessments, and recovery planning. The role requires collabor
Chemist
Dubai, UAE
We are seeking a Chemist for a full-time, on-site role in Dubai to perform chemical analysis and laboratory testing of soil and water samples. Requires a Bachelor's degree in Chemistry or related field and 2-5 years of e
Housekeeper
Doha, QAT
A prestigious VIP household in Qatar is seeking a professional Housekeeping Attendant for a live-in position. The role involves maintaining exceptional cleanliness and presentation standards, handling luxury furnishings,
Head of Corporate Governance & Board Secretariat
Dubai, UAE
A large diversified organization seeks an accomplished executive to lead Corporate Governance and Board Secretariat functions. The role oversees governance frameworks, legal compliance, enterprise risk, ESG, and Board su
Financial Analyst – Growth & Investments
Dubai, UAE
A confidential company seeks a Financial Analyst to support expansion strategy through financial modeling, feasibility studies, and investment analysis. You will build models, evaluate deals, and provide commercial insig
Senior Azure AI Engineer
Dubai, UAE
A confidential company is seeking a Senior Azure AI Engineer to design, develop, and deploy enterprise AI solutions on Microsoft Azure. The role requires deep expertise in the Azure AI ecosystem, including Azure AI Found
Document Controller
Dubai, UAE
Job Description – Document Controller (Construction Site) Job Title Document Controller Department Projects / Site Administration Reports To Project Manager / Project Director Job Summary The Document Controller is respo
Global Human Resources Director
Dubai, UAE
Senior Specialist - Risk & Business continuity ( UAE national )
Dubai, UAE
Chemist
Dubai, UAE
Housekeeper
Doha, QAT
Head of Corporate Governance & Board Secretariat
Dubai, UAE
Financial Analyst – Growth & Investments
Dubai, UAE
Senior Azure AI Engineer
Dubai, UAE
Document Controller
Dubai, UAE