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indeed

Senior Officer FRR (UAEN)

Commercial Bank of Dubai
Dubai, UAE
Full Time
Senior
3 weeks ago
Recovery ManagementCredit ReviewMicrosoft OfficeAnalytical SkillsCommunicationNegotiation
Free

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Recovery ManagementCredit ReviewMicrosoft Office
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Description

  • Manage non performing loans by developing suitable strategies and initiate recovery efforts to achieve recovery targets while ensuring the Bank’s interests are protected in co ordination with Head of Special Accounts.

Work Management

  • Responsible for managing and implementing bank management decisions to transfer accounts to the FRR department, including but not limited to the adherence to the SOP processes.
  • Responsible for the timely submission of reports requested by the bank management including but not limited to MIS reports, BOD monthly reporting etc.
  • Responsible for managing and assisting the Senior Financial Advisor in managing a delegated portfolio for non performing assets, mitigating, and reducing loss situations.
  • Establish effective working relationship with non performing defaulting borrowers to determine solutions which will protect the Bank’s interest and increase the security for the bank.
  • Submit settlement proposals with recommendations and comments to enhance recovery process.
  • Liaise closely with other departments such as documentation, legal, with a continuous follow up and monitoring for the purpose of managing and implementing the bank approved strategy regarding each account.
  • Monitor the issuance and follow up of all approved agreements for settlements of debt and their adherence to the approved terms and conditions.
  • Observe the development of non performing loans and determine at what stage alternative action should be taken and adopt cost effective measures based on the status of the loan to effect optimum recovery of the loan.
  • Prepare monthly / required reports on the status of non performing loans to provide an update on the latest developments on each account and to discuss the next course of action on stale accounts.
  • Ensure compliance with the auditors’ requirements, internal and external reporting obligations in line with the bank’s policy guidelines while adhering to high standards of uniformity and consistency across the Bank.

Requirements

  • University Degree.
  • Post Graduate qualifications
  • Proficiency in Microsoft Office
  • Minimum 3 – 5 years banking experience of which at least 2 years in Recovery unit / Credit Review or Corporate banking with a reputable financial institution.
  • Good command of English. Arabic language would be an asset.
  • Good knowledge of banking laws and procedures.
  • Planning and organizing skills
  • Strong investigative and persuasive skills
  • Effective communication skills
  • Strong analytical skills
  • Pro active and able to work independently

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