محلل مالي - أشتري الان و أدفع لاحقا
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Role Overview
Seeking a Senior Financial Analyst to partner closely with the CFO.
Own models, forecasts, and analysis used by the executive team, funding partners, board, and investors.
Translate complex financial and portfolio data into operating, funding, liquidity, and commercial decisions.
Key Skills for This Role
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About Rize
Rize operates a rent-now-pay-later platform intended to make rentals more accessible and affordable in Saudi Arabia.
The company is technology-driven, customer-centric, collaborative, and focused on innovation in the real estate sector.
Job Summary
Seeking a Senior Financial Analyst to partner closely with the CFO.
Own models, forecasts, and analysis used by the executive team, funding partners, board, and investors.
Translate complex financial and portfolio data into operating, funding, liquidity, and commercial decisions.
Responsibilities
- Build and maintain driver-based three-statement, funding, and scenario models.
- Own reporting and analysis for asset-backed and warehouse facilities, including eligibility, borrowing bases, covenants, utilization, and drawdowns.
- Liaise with lenders, banks, auditors, and external advisers and manage recurring reporting packages.
- Own budgets, rolling forecasts, cash tracking, working capital monitoring, and liquidity analysis.
- Analyze portfolio cohorts, vintages, DPD movements, roll rates, and loss trends with Risk.
- Prepare executive-ready decision materials for management, the board, and lenders.
Required Qualifications
- At least 2 years of relevant analytical finance experience with evidence of independent ownership.
- Direct exposure to fintech, BNPL, credit platforms, lending operations, or receivables-based businesses.
- Advanced ability to build auditable, driver-based Excel models from scratch.
- Strong cash and commercial judgment when working with incomplete or messy data.
- Fluent English with exceptional written and verbal communication.
- Full-time, on-site work in the Riyadh office is required.
Preferred Qualifications
- Experience with asset-backed or warehouse funding facilities, borrowing bases, covenants, lender reporting, and drawdown schedules.
- Experience with cohort, vintage, DPD, or roll-rate analysis.
- Big Four transaction advisory or consulting background followed by in-house fintech or lending ownership.
- Progress toward CFA, CPA, SOCPA, or ACCA, or practical SQL and BI tool experience.
Compensation
- Competitive salary package offered in USD or SAR, reflecting skills and contributions.
Benefits and Culture
- Work with a diverse international team in a collaborative start-up environment.
- Opportunity to shape proptech innovation, make a direct industry impact, and develop new skills.
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