Direct Sales Advisor - Retail Banking
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Key skills for this role
About the Role
Peergrowth is hiring a Direct Sales Advisor for Retail Banking in the UAE. The role involves acquiring new customers and selling retail banking products such as credit cards, personal loans, auto loans, and mortgage finance.
Key Skills for This Role
Responsibilities
- Identify and acquire new customers through direct sales activities
- Promote and sell retail banking products including Credit Cards, Personal Loans, Auto Loans, and Mortgage Finance
- Generate leads through personal networking, referrals, and field sales activities
- Achieve assigned monthly sales and revenue targets
- Build and maintain strong relationships with new and existing customers
- Identify opportunities to cross sell and up sell additional retail banking products
- Ensure complete and accurate customer documentation before submission
- Maintain compliance with internal procedures and regulatory requirements
Requirements
- Higher Secondary Certificate or Bachelor's Degree
- Minimum 2 years of UAE banking sales experience
- Currently working with a bank or banking brokerage firm
- Experience selling Credit Cards, Personal Loans, Auto Loans, or Mortgage Finance
- Native Arabic Speaker (Mandatory)
- Age between 25 and 40 years
Full Job Posting
Job Purpose
- To acquire new customers and achieve assigned sales targets by promoting the Bank's retail banking products, including Credit Cards, Personal Loans, Auto Loans, and Mortgage Finance, while delivering excellent customer service and maintaining high quality documentation and compliance standards.
Key Responsibilities
- Identify and acquire new customers through direct sales activities.
- Promote and sell retail banking products, including Credit Cards, Personal Loans, Auto Loans, Mortgage Finance.
- Generate leads through personal networking, referrals, and field sales activities.
- Achieve assigned monthly sales and revenue targets.
- Build and maintain strong relationships with new and existing customers.
- Understand customer financial needs and recommend suitable banking products.
- Provide professional advice throughout the sales process.
- Conduct timely follow ups to ensure customer satisfaction and successful onboarding.
- Identify opportunities to cross sell and up sell additional retail banking products.
- Maximize customer value by offering relevant banking solutions.
- Maintain a healthy sales pipeline and conversion ratio.
- Ensure complete and accurate customer documentation before submission.
Qualifications
- Higher Secondary Certificate or Bachelor's Degree.
Experience
- Minimum 2 years of UAE banking sales experience.
- Currently working with a bank or banking brokerage firm.
- Experience selling one or more of the following: Credit Cards, Personal Loans, Auto Loans, Mortgage Finance.
Skills & Competencies
- Strong sales, negotiation, and customer relationship management skills.
- Proven ability to achieve aggressive sales targets.
- Strong customer service orientation.
- Good communication and interpersonal skills.
- Knowledge of retail banking products and credit processing.
- Good understanding of customer assessment procedures.
- Proficiency in Microsoft Word, Excel, and PowerPoint.
- Excellent time management and organizational skills.
- Self motivated with the ability to work independently.
- Strong attention to documentation quality and compliance.
Preferred Candidate Profile
- Native Arabic Speaker (Mandatory).
- Expatriate candidates currently based in the UAE.
- Age between 25 and 40 years.
- Proven track record in retail banking sales within the UAE market.
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