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Assistant Relationship Manager, Corporate Banking ( UAE National )

Commercial Bank of Dubai
Dubai, UAE
Full Time
Mid
3 weeks ago
Corporate BankingCredit AnalysisRelationship ManagementCross sellingTreasury SalesTrade Finance
Free

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Corporate BankingCredit AnalysisRelationship Management
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Job Purpose

  • Professional management & maintenance of Corporate Banking relations, in coordination with Unit Head & Head of Corporate Banking

Principal Accountabilities

  • Maintain & manage an assigned portfolio with existing Corporate clients to retain & grow their banking relationships in a profitable manner and in line with assigned business growth targets. Besides managing his/her own portfolio, the ARM will support the Relationship Manager on day to day activitie
  • Identify, solicit and acquire new Corporate clients in line with approved Institutional strategies for Assets, Liabilities, Trade and Treasury Sales.
  • Structure appropriate credit lines in conformity with the Bank’s underwriting standards and risk adjusted targets after thorough analysis of information necessary for the preparation of a detailed credit proposal.
  • Making regular visits to clients for both monitoring and business generation purposes.
  • Establish good liaison with customers for their day to day banking requirements and professionally manage security documentation requirements.
  • Conduct account planning with Client Service Team Members & cross selling other products & services to commercial clients to ensure multi product relationship and greater Share of wallet. Facilitating other lines of business in exploiting business opportunities through referrals to Wealth/Consumer B
  • Establish effective & professional communication (both internal and external) to ensure turnaround time within designated parameters and higher client satisfaction levels.
  • Ensure timely and accurate credit administrations through timely completion of annual reviews and regular monitoring of financials, covenants and other parameters within the review cycle.
  • Comply with internal audit requirements in line with the policy guidelines, to ensure high standards of uniformity and consistency across the Bank
  • Keep abreast of developments in the local business environment to spot business opportunities. Contribute to the planning process in order to develop Institutional business strategies.
  • Develop a strong level of local contacts with the local business and financial institutions community.

Education and Experience

  • Degree in Economics or Finance or Business Management / CFA / CA
  • 3 –5 years of experience in Corporate / Institutional Banking in the UAE.

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