Senior Manager AML/CFT & DMLRO

Job Purpose

Principal Accountabilities

• Oversee AML/CFT risk, own related policies, and ensure compliance with UAE Central Bank regulations, guidance, and notices.
• Sign and report Suspicious Transaction Reports and determine whether escalated alerts or suspicious transactions require reporting.
• Manage Financial Intelligence Unit responses, mandated actions, and related regulatory correspondence.
• Manage transaction monitoring operations, including alerts, queues, backlogs, effectiveness updates, and system enhancements.
• Oversee complex investigations from senior management, regulators, police, whistleblowing, or data analytics.
• Review transaction monitoring thresholds, segmentation, scenarios, parameters, governance, and performance.
• Run the Transaction Monitoring Oversight Committee and prepare proposals and Secretariat materials.
• Advise AML teams and business areas, communicate regulatory changes, and maintain AML/CFT policies and procedures.
• Define quality assurance reviews, supervise financial-crime-related client exits, and escalate AML/CFT breaches.
• Review training materials, support training delivery, guide AML staff, and manage resources and system upgrades.

Experience and Qualifications

• At least 6 years of banking or financial services experience, including 3 years in AML/CFT compliance.
• Bachelor’s degree from a recognized university.
• ACAMS, ICA, CFCS, or CRCMP certification is preferred.

Skills

• Understanding of financial crime regulations and international best practice.
• Experience interpreting regulatory requirements.
• Analytical ability, attention to detail, and problem-solving skills.
• Written and oral communication, team leadership, and performance management skills.
• AML, CFT, ABC and sanctions knowledge, rule management, regulatory relationship management, quality control analysis, critical thinking, judgment, decision-making, complex problem solving, and social perceptiveness.