Senior Fraud Analyst – Fraud Investigations & Financial Crimes Monitoring

Your Role:

• Join Alpaca Securities’ dynamic and fully remote Compliance team dedicated to safeguarding the integrity of the financial markets. In this role, you will play a critical part in supporting the firm’s BSA/AML, Anti-Fraud, and Securities Fraud Monitoring programs. You will lead and support investigations, ensure adherence to regulatory requirements, and help build a scalable and risk-based compliance infrastructure that meets evolving business and regulatory demands. This position reports directly to the AMLCO (Anti-Money Laundering Compliance Officer).
• Things You Get To Do:
• Collaborate with the AMLCO to implement and refine investigative procedures across CIP/KYC, AML, Anti-Fraud, and Securities Fraud Monitoring initiatives
• Conduct in-depth investigations into potentially suspicious activity, including securities fraud, account manipulation, and other financial crimes identified through transaction monitoring alerts, escalations, and referrals
• Prepare, document, and file Suspicious Activity Reports (SARs) in compliance with
• FinCEN requirements and internal policies
• Review and respond to sanctions screening alerts, FinCEN 314(a) and 314(b) requests, and other regulatory inquiries
• Maintain and continuously update firm-wide risk assessments covering BSA/AML, sanctions, fraud, and securities surveillance programs
• Partner with internal stakeholders and assist during external audits, examinations, and regulatory engagements
• Provide guidance and support across various business units, including trading, operations, and customer support, to ensure alignment with compliance protocols
• Stay abreast of regulatory developments and industry best practices, particularly those related to the Bank Secrecy Act, the USA PATRIOT Act, OFAC regulations, and SEC/FINRA rules
• Support the development and refinement of policies, procedures, monitoring controls, and compliance reporting mechanisms
• Lead and contribute to special projects, compile investigative findings, and prepare reports for management, regulators, and auditors
• Who You Are (Must-Haves):
• 5+ years of experience in financial crime investigations (AML, fraud, securities fraud, or related disciplines)
• Strong understanding of U.S. regulatory requirements (e.g., BSA/AML, USA PATRIOT Act, SEC/FINRA regulations)
• Demonstrated ability to identify and escalate potential market manipulation or suspicious trading activity
• Proficiency in transaction monitoring systems and case management tools.
• Strong analytical, documentation, and SAR-writing skills
• Effective communication and problem-solving abilities
• Experience with Google Sheets or MS Excel, including pivot tables and advanced filtering
• Working knowledge of domestic and international payment systems

How We Take Care of You: