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Senior Business Analyst – Cards & Digital Banking

Tata Consultancy Services
Dubai, UAE
Full-time
Mid-Senior
Onsite
Discovered 2 weeks ago
Business analysisCards and paymentsBanking and financial servicesDigital bankingPowercardFiserv solutions
Free

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Role Overview

TCS is hiring a Senior Business Analyst for cards and digital banking initiatives in Dubai.

The role combines business analysis, cards and payments domain expertise, platform consulting, techno-functional leadership, and implementation support.

Job Details

  • Job type: Full time.
  • Location: Dubai.

Business Analysis and Requirements

  • Gather, analyze, and document requirements through workshops and interviews.
  • Prepare BRDs, FRDs, user stories, use cases, process flows, and functional specifications.
  • Conduct walkthroughs, obtain signoffs, perform impact analysis, and facilitate prioritization.
  • Lead business analysis activities for credit card initiatives.

Cards and Payments Domain

  • Work across debit cards, prepaid cards, merchant acquiring, ATM/POS channels, and digital payments.
  • Understand card origination, embossing and personalization, authorization, clearing and settlement, chargebacks and disputes, loyalty and rewards, and fraud management.

Platforms and Integration

  • Act as a subject matter expert for Powercard and Fiserv solutions.
  • Support integrations with core banking systems, financial switches, payment gateways, CRM platforms, and mobile and internet banking channels.
  • Use API and microservices concepts, SQL and data analysis, REST/SOAP services, and enterprise application integration.

Techno-Functional and Testing Support

  • Translate business needs into technical requirements and review APIs, interfaces, data mappings, and integration specifications.
  • Collaborate with solution architects, developers, QA teams, and vendors on enhancements and releases.
  • Define test scenarios and acceptance criteria and support SIT, UAT, go-live, defect management, and business readiness.

Stakeholder Management

  • Engage business, operations, risk, compliance, IT, and external vendors.
  • Drive workshops, governance meetings, and steering discussions and present recommendations to senior management.

Required Qualifications

  • Bachelor’s degree in computer science, engineering, finance, banking, or a related discipline.
  • Strong banking and financial services experience, cards and payments expertise, retail banking knowledge, digital banking understanding, and regulatory awareness.
  • Experience with Powercard and Fiserv solutions and documentation including BRDs, FRDs, user stories, process maps, functional specifications, data mappings, and UAT scenarios.

Preferred Experience

  • CBAP, PMI-PBA, Scrum Product Owner, or Agile certifications are preferred.
  • UAE or GCC banking, large-scale cards transformation, digital banking, Islamic banking, or complex banking environment experience is preferred.

About TCS

Tata Consultancy Services is an IT services, consulting, and business solutions organization within the Tata group.

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