Risk Analytics Consultant (P2)/ Assistant Vice President

Wells Fargo is seeking a Risk Analytics Consultant (Assistant Vice President) which is an individual contributor role 2+ years of experience in credit risk analytics domain, primarily with Credit Card and Loan products. Individuals in this role will support the development Team, Risk Business Team. Responsibility to validate Business rules/ Strategies using various type of testing like Functional testing, User acceptance testing and Regressions testing. Provide analytics to help improve efficiency and effectiveness.

The ideal candidate will be able to partner with the US team and India team to identify opportunities to optimize the existing process with zero defect leakage in assigned tasks. Additionally, should be able to understand business requirements for complex business rules.

The role is linked to Decision Science Strategy Enablement team that supports various Unsecured Consumer lending products - Cards, Co-Brand, Retail Services, Personal Loans and Flex Loan. Business Policy Rules/ Strategy implementation using Decision Engines like Zoot Webrule builder, FICO DMP, Fiserv-ACS/ Optis, Experian Powercurve. Decision Engines help to drive Acquisition/ Portfolio Management/ Authorization/ Collections risk management decisioning of unsecured lending with rules design, development, and various types of testing. Scope involved in supporting all new product launches and BAU releases

In this role, you will:

Participate in less complex analysis and modeling initiatives, and identify opportunity for process production, data reconciliation, and model documentation improvements within Risk Management

Review and analyze programing models to extract data, and manipulate databases to provide statistical and financial modeling, and exercise independent judgment to guide new and existing projects with medium risk deliverables

Coordinate and consolidate the production of monthly, quarterly, and annual performance reports for more experienced management

Present recommendations for resolving data reconciliation, production, and database issues

Exercise independent judgment while developing expertise in policy governance, risk projects, and regulatory requests

Collaborate and consult with peers, managers, experienced managers, compliance, including various lines of business

Required Qualifications:

2+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Bachelor's degree in engineering, Technology, Mathematics, Econometrics, Computer Science, or related fields.

2+ years of experience in credit risk analytics (unsecured lending) .

Understanding credit cards and personal loan lifecycle .

Knowledge of credit risk strategies, segmentation, scorecards, and decisioning frameworks .

Familiarity with unsecured lending policies and regulatory considerations .

*Job posting may come down early due to volume of applicants.

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.