Principal Product Manager, Global Payments Platform and Controls
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Key skills for this role
About the Role
Zip is seeking a Principal Product Manager to own the global payments infrastructure strategy, including bank integrations, payment routing, fraud detection, and compliance. You will drive product development for payment controls, risk prevention, and currency localization at enterprise scale.
Key Skills for This Role
Responsibilities
- Own the payments platform strategy and roadmap, including bank integrations, payment provider partnerships, and routing infrastructure
- Drive product strategy to reduce payment risk, including AI powered fraud detection
- Own bank account verification, expanding provider coverage and geographic reach
- Lead payments onboarding automation to reduce manual overhead
- Define product strategy for payment method management
- Lead payments platform modernization, expanding payment rails and payout capabilities
- Drive currency localization across Zip
- Collaborate with engineering and design to define requirements and deliver enterprise grade capabilities
Requirements
- 6+ years of product management and 10+ years of overall professional experience
- Experience working on payments infrastructure, fintech, bank integrations, risk/fraud, or financial compliance
- Ability to break down complex payment and risk problems into structured components
- Technical fluency to partner effectively with engineering on integration architectures and API design
- Strong analytical skills and comfort using data to drive product decisions
- Exceptional written and verbal communication skills
Full Job Posting
About Zip
- Zip is the AI platform for enterprise procurement, trusted by T Mobile, OpenAI, AMD, Mars, Dollar Tree, and more.
- Backed by Adams Street, Alkeon, BOND, CRV, DST, Tiger Global, and Y Combinator, with a $2.2 billion valuation.
Your Role
- As Principal Product Manager on the Payments team, you will own systems and strategy for global payments infrastructure.
- Drive product development across payments platform including bank integrations, payment provider partnerships, payout management, payment routing, risk and fraud prevention, bank account verification, payment onboarding, currency management, and payment compliance.
You Will
- Own the payments platform strategy and roadmap, including direct bank integrations, payment provider partnerships, and payment routing infrastructure supporting tens of billions in annual volume across 40+ currencies and 130+ countries.
- Drive product strategy to reduce payment risk, including AI powered fraud detection.
- Own bank account verification, expanding provider coverage and geographic reach.
- Lead payments onboarding automation, building customer facing workflows.
- Define product strategy for payment method management.
- Lead payments platform modernization, expanding payment rails and payout capabilities.
- Drive currency localization across Zip.
- Collaborate with engineering and design to define requirements and deliver enterprise grade payment capabilities.
Qualifications
- 6+ years of product management and 10+ years of overall professional experience; experience in payments infrastructure, fintech, bank integrations, risk/fraud, or financial compliance required.
- Ability to break down complex payment and risk problems into structured components.
- Technical fluency with integration architectures, API design, payment processing systems, and data driven risk systems.
- Ability to lead cross functional initiatives and drive alignment.
- Strong analytical skills and comfort using data to drive product decisions.
- Exceptional written and verbal communication skills.
- Bias to action and comfort with ambiguity.
Perks & Benefits
- Start up equity
- Full health, vision & dental coverage
- Catered lunches & dinners for Toronto employees
- Commuter benefit
- Team building events & happy hours
- Flexible PTO
- Apple equipment plus home office budget
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