Prepaid Card Product Manager
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Key skills for this role
About the Role
Manage prepaid card product lifecycle, including launch execution, portfolio management, and digital wallet integration, requiring strong skills in card product management and a.
Key Skills for This Role
Responsibilities
- Drive all prepaid card launch workstreams including UAE Central Bank regulatory submissions, BIN setup, scheme onboarding, card profiling, KYC/AML flow design, limit configuration, testing, and go live readiness
- Define the prepaid card customer value proposition (features, pricing, rewards, digital wallet integration)
- Monitor portfolio performance across activation rates, average load/spend, revenue per active card, churn, and fraud
- Manage the prepaid card P&L (interchange, fees, funding costs, scheme fees) and recommend actions to improve profitability
- Serve as the central product contact across technology, operations, risk, finance, marketing, and platform teams
- Prepare monthly performance dashboards and insight packs for senior stakeholders
- Design and execute customer acquisition and activation strategies for the prepaid card
- Continuously enhance the prepaid CVP based on customer feedback, competitor benchmarking, and performance analytics
- Coordinate with scheme partners on scheme pricing, mandates, certifications, and compliance activities
- Act as product owner in the squad to provide requirement inputs and represent business
Requirements
- 6 8 years in card product management, prepaid/digital payments, or fintech
- At least 3 years focused on card issuing or prepaid product lifecycle in the UAE/GCC
- Full lifecycle experience of prepaid card product management from ideation to optimization
- Understanding of card issuing operations: settlement, scheme pricing, card profiling, limit management, fraud/chargeback
- Knowledge of digital wallet integration (Apple Pay, Google Pay, Samsung Pay) and tokenization
- Experience with customer segmentation, CVP design, and rewards/loyalty program mechanics
- Familiarity with UAE Central Bank regulations for prepaid card issuance and stored value facilities
- Strong stakeholder management across business and technical teams
Full Job Posting
Project Overview
- Our client, a global payments firm has partnered with a leading bank in UAE, who is preparing to launch a digital wallet based on prepaid card product.
- This role will own the end to end product lifecycle of the new prepaid card from regulatory readiness and CVP definition through BIN setup, scheme onboarding, go live, and post launch portfolio optimization.
- The successful candidate will also carry portfolio management responsibilities across the platform's product ecosystem.
Roles and Responsibilities
- Product Launch Execution (~40%): Drive all prepaid card launch workstreams including UAE Central Bank regulatory submissions, BIN setup, scheme onboarding, card profiling, KYC/AML flow design, limit configuration, testing, and go live readiness.
- CVP Design & Commercialization (~25%): Define the prepaid card customer value proposition (features, pricing, rewards, digital wallet integration Apple Pay, Google Pay, Samsung Pay), ensuring alignment with the platform's existing user base and the client's broader retail strategy.
- Portfolio Management & P&L Oversight (~20%): Monitor portfolio performance across activation rates, average load/spend, revenue per active card, churn, and fraud; manage the prepaid card P&L (interchange, fees, funding costs, scheme fees) and recommend actions to improve profitability.
- Cross Functional Coordination (~10%): Serve as the central product contact across the client's technology, operations, risk, finance, marketing, and platform teams, as well as external scheme partners and processors.
- Reporting & Governance (~5%): Prepare monthly performance dashboards and insight packs for senior stakeholders; support steering committees by tracking milestones, risks, and issue resolution.
Knowledge & Experience
- 6 8 years in card product management, prepaid/digital payments, or fintech with at least 3 years focused on card issuing or prepaid product lifecycle in the UAE/GCC
- Full lifecycle experience of prepaid card product management ideation, regulatory approval, CVP design, BIN setup, scheme onboarding, launch, scaling, and optimization
- Understanding of card issuing operations: settlement, scheme pricing (interchange, assessment fees), card profiling, limit management, and fraud/chargeback processes
- Knowledge of digital wallet integration (Apple Pay, Google Pay, Samsung Pay) and tokenization
- Experience with customer segmentation, CVP design, and rewards/loyalty program mechanics
- UAE/GCC retail banking or fintech particularly prepaid, debit, or digital payment products
- Familiarity with UAE Central Bank regulations for prepaid card issuance and stored value facilities
- Exposure to education technology (EdTech) or consumer payment platforms is a plus
- Card management platforms (e.g., TSYS Prime, PowerCARD, Way4, Marqeta, or similar issuer processor platforms)
- Fraud management tools: Falcon, PRM, etc.
- Data analytics tools: SQL, Power BI, Tableau, or equivalent for portfolio analytics and reporting
- Product management tools: Jira, Confluence, or similar for backlog management and agile delivery
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