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Payment Product Manager (Fiat & Cross-Border)

Gate
, UAE
Full Time
Senior
Product ManagementPaymentsFintechCross border PaymentsComplianceChannel Integration
Free

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About Gate

  • Gate is one of the world's top ranked crypto exchanges, serving tens of millions of users globally.
  • GatePay is Gate's B2B Web3 payment infrastructure built for merchants and enterprises with crypto native capabilities across acquiring, payouts, OTC, and treasury.
  • We're now building the fiat layer that unlocks our next stage of growth.

Why This Role Exists

  • 80%+ of stablecoin payment volume lives in B2B trade, and the core of that is efficient, compliant fiat stablecoin conversion.
  • GatePay has strong crypto native foundations, but fiat on/off ramp depth is the deciding factor in whether we can truly serve cross border trade at scale. This role owns that layer.

What You'll Own

  • Build and scale GatePay's global fiat channel matrix (APAC, SEA, LatAm, Middle East, EU/US), from channel selection and negotiation to integration, go live, and ongoing optimization.
  • Design B2B fiat stablecoin solutions: fiat accounts, fast collection/disbursement, reconciliation, multi currency pooling; built for real trade, ready out of the box.
  • Own the compliance and risk product framework: translating AML rules, licensing requirements, and cross border obligations into executable product logic.
  • Build channel performance infrastructure: cost, success rates, settlement speed, FX competitiveness, and use it to drive dynamic optimization.
  • Serve as the central coordination role across internal BD, ops, engineering, compliance, and external channel partners.

Who We're Looking For

  • Bachelor's degree or above in Finance, Economics, Computer Science, or a related field.
  • 5+ years of product management experience, with at least 3 years focused on payments or fintech.
  • End to end understanding of payment flows: you know the cost, risk, and compliance at every node.
  • Working knowledge of global licensing frameworks (MSB, EMI, PI, VASP, MiCA etc.) baked into your product instinct, not bolted on at the end.
  • Hands on channel integration experience: you've hit the landmines and know how to design around them early.
  • Comfortable navigating ambiguity across multiple jurisdictions; you break problems down and move in stages.
  • Proactive cross functional owner: you build alignment, drive decisions, and follow through.

Backgrounds We're Open To

  • Cross border payments, acquiring, licensed EMI/PSP, Web3 payment infrastructure (BVNK, Bridge, Fireblocks), B2B SaaS with payments focus, or fintech working on fiat rails and virtual accounts.

Why Join Us

  • You'll build GatePay's fiat infrastructure from the ground up one of our most strategically important bets for the next three years, with decision making scope well beyond a typical senior PM role.
  • You'll work at the intersection of Web3 and traditional finance, with real exposure to stablecoins, cross border trade, and multi jurisdiction compliance.

A Note From the Hiring Manager

  • The hard part has never been the technology, it's finding the sustainable path through compliance, cost, experience, and scale all at once.
  • I'm looking for someone who treats payments as a long term craft and genuinely believes what we're building is worth years of focused work.
  • If helping global B2B merchants settle cross border faster and cheaper genuinely excites you let's talk.

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