Medical Underwriter
Job Fit Check
Base Career helps you apply smarter for this job.
Key skills for this role
About the Role
Medical Underwriter Dubai Hybrid Working Full time We make health happen Bupa Global is the international health insurance division of Bupa.
Key Skills for This Role
Full Job Posting
Hybrid Working
Full time
We make health happen
Bupa Global is the international health insurance division of Bupa.
We provide customers who want premium international coverage with products and services to access the healthcare they need anytime, around the world, whether at home or when studying, living, travelling or working abroad.
Bupa Global has offices around the world including London and Brighton (UK), Dublin (Europe), Miami (USA), Dubai (UAE, in partnership with OIC), Egypt and Hong Kong (China) as well as regional offices in mainland China, Singapore, the Dominican Republic, Bolivia, Panama, Guatemala and Ecuador.
Job Responsibilities
- Assess medical conditions, treatments, and associated costs using appropriate medical risk assessment techniques to make accurate, fair, and consistent underwriting and claims decisions.
- Carry out thorough investigations into claims and referrals to determine the existence of pre‑existing conditions or medical non‑disclosure, recording clear and robust decision‑making rationale in line with referral and escalation standards.
- Proactively request and follow up on additional medical information from members, healthcare providers, intermediaries, and partners to ensure informed decisions and prevent avoidable no‑sales wherever possible.
- Work collaboratively with internal business areas, including Sales, to balance medical risk, customer needs, and commercial considerations while ensuring Treating Customers Fairly principles are upheld.
- Maintain up‑to‑date knowledge of Bupa Global products, underwriting policies, and regulatory requirements, acting as an expert point of reference for underwriting and medical risk queries.
- Ensure accurate record‑keeping, meet service level and quality targets, support team development, and contribute data‑driven initiatives that improve service delivery, loss ratios, and operational efficiency.
Requirements
- University degree in a medicinal field is preferred
- Minimum of 2 years in relevant experience in Underwriting.
- Key skills required:
- Proven ability to meet and exceed productivity and quality targets within a high‑performing team.
- Strong customer focus, balancing customer needs with business objectives and responding promptly and collaboratively to stakeholders.
- Excellent communication and influencing skills, focused on achieving positive outcomes; proficiency in a second language is an advantage.
- Experience in the global health or life insurance market.
- Solid medical knowledge gained through training, professional experience, or a medical background.
- Proven experience in medical claims, underwriting, or risk assessment within healthcare or protection insurance.
Time Type
Full time
Dubai - Oic
Paid volunteer time, Cycle to work scheme, Company pension, Private dental insurance, Free flu jabs, Employee mentoring programme, Referral programme, Financial planning services, Gym membership, Private medical insurance, Additional leave, Health & wellbeing programme
Apply for this job in 1 click
Skip the repetitive application forms
Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.
Trusted by over 500,000 job seekers on Base Career
More from this employer
More jobs at Bupa
Trade Marketing
الرياض, KSA
Bupa is hiring a Trade Marketing professional to support the design and development of IMPs for lower-tier segments, assist in planning mega events and marketing activations, and coordinate with regional teams. The role
Medical Pre Authorisation (Mega AC)
الرياض, KSA
Bupa is seeking a Medical Pre-Authorisation Manager to adjudicate inpatient and outpatient pre-authorization requests accurately, controlling medical expenditure while safeguarding member health. The role requires an MBB
Health Coordination
الرياض, KSA
Bupa is hiring a Health Coordination Associate to answer customer inquiries face-to-face, over the phone, and via email, ensuring high-quality service. The role requires a bachelor's degree in Business, Healthcare, or a
Health Coordination
جدة, KSA
Bupa is seeking a Health Coordination professional to serve as a point of contact for customer inquiries, ensuring high-quality service and provider compliance. The role involves handling complaints, building relationshi
TIDES Financials
جدة, KSA
Responsible for internal planning and operational support related to TIDES consultants and technology solutions. Duties include financial planning, budget tracking, vendor delivery monitoring, financial reporting, and ve
Onsite Claims Management
الرياض, KSA
Bupa seeks an Onsite Claims Management professional to medically and commercially adjudicate inpatient claims at assigned hospitals. The role requires clinical experience and medical insurance knowledge to ensure quality
Care Coordination
جدة, KSA
Bupa is seeking a Care Coordinator to guide members through their healthcare journey, ensuring coordinated care across clinical programmes. The role involves acting as a primary point of contact, coordinating service req
SME Account Management
جدة, KSA
Bupa is seeking an SME Account Manager to sell insurance products to retail customers in Jeddah. The role involves lead generation, client visits, quotation submission, and ensuring high customer satisfaction. Candidates
Trade Marketing
الرياض, KSA
Medical Pre Authorisation (Mega AC)
الرياض, KSA
Health Coordination
الرياض, KSA
Health Coordination
جدة, KSA
TIDES Financials
جدة, KSA
Onsite Claims Management
الرياض, KSA
Care Coordination
جدة, KSA
SME Account Management
جدة, KSA