Credit Analyst II, Agricultural Services
Job Fit Check
Base Career helps you apply smarter for this job.
Key skills for this role
About the Role
TD is seeking a Credit Analyst II for Agricultural Services to structure credit for assigned portfolios, assess credit worthiness, and underwrite new credit requests. The role involves preparing credit packages, completing annual reviews, and monitoring credit facilities.
Key Skills for This Role
Responsibilities
- Structure credit for assigned portfolios, focusing on assessing credit worthiness or risk of potential customers
- Underwrite new credit requests, complete annual credit reviews, coordinate draw requests, and monitor credit facilities
- Support the Relationship Manager in booking new business by preparing competitive credit packages
- Lead all aspects of analysis for assigned portfolios
- Identify and respond to changes in the business environment
- Assist in cross selling products to maximize revenue and retention
Requirements
- Undergraduate degree
- 5+ years of relevant experience and/or Associate Program
Full Job Posting
Job Description
- Structure credit for assigned portfolios, with focus on assessing credit worthiness or risk of potential customers to drive profitable business growth while adhering to TD's credit risk policies.
- Accountable for underwriting new credit requests, completing annual credit reviews, coordinating (or managing) draw requests, along with responsibilities for monitoring and controlling credit facilities.
CUSTOMER
- Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needs
- Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
- Lead all aspects of analysis for assigned portfolios
- Utilize sales platform to build a robust understanding of our customers/ target needs, industries and markets
- Constantly build knowledge of the market, customers and broader economic factors
- Identify and respond to changes in the business environment, establishing action plans to address customer issues and priorities
- Assist the Relationship Manager in cross selling the full range of products to existing and new customers, as applicable to maximize revenue/profit and retention of relationships based on the risk profile of the customer
- Actively refer to other business partners across TDBG and respond effectively to reciprocal referrals
SHAREHOLDER
- Assess credit risk in compliance with applicable internal and external requirements to increase profitability and enable business growth
- Proactively promote products, sales, services and banking capabilities
- Contribute to Operational Excellence business objectives and identify, suggest and actively participate in process improvement opportunities
- Complete business processes / procedures as well as monitoring and control activities in a timely and accurate manner
- Protect the interests of the organization identify and manage risks, and escalate non standard, high risk transactions / activities as necessary
- Actively manage relationships within and across various business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
- Ensure necessary due diligence to support the accuracy of all customer transactions / activities
- Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
- Assume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct
EMPLOYEE / TEAM
- Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork
- Provide thought leadership and/ or industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit
- Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
- Participate in personal performance management and development activities, including cross training within own team
- Keep others informed and up to date about the status / progress of new requests and/or annual reviews
- Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
- Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships
- Contribute to a fair, positive and equitable environment that supports a diverse workforce
Experience & Education
- Undergraduate degree and/or
- 5+ years of relevant experience and/or Associate Program
Pay Details
- CAD 81,600 CAD 115,200 CAD
Apply for this job in 1 click
Skip the repetitive application forms
Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.
Trusted by over 500,000 job seekers on Base Career
More from this employer
More jobs at TD
Customer Experience Associate
Vancouver, CAN
TD Bank is seeking a part-time Customer Experience Associate to create exceptional customer experiences and perform financial transactions at a Vancouver branch. The role requires high school diploma and 1+ years of rele
Senior Credit Risk Analyst (ATH 5209)
Toronto, CAN
TD is seeking a Senior Credit Risk Analyst to perform IFRS 9 Expected Credit Loss analysis and forecasting for Canadian Retail Credit Products. You will lead ECL analysis, develop credit loss estimate techniques, and sup
Customer Experience Associate
Vancouver, CAN
TD Bank is seeking a Customer Experience Associate to perform customer service transactions and provide advice on banking products. The role involves handling deposits, withdrawals, bill payments, and resolving customer
Customer Experience Associate
Vancouver, CAN
TD Bank is seeking a Customer Experience Associate to perform customer service transactions and provide advice on banking products. The role involves handling deposits, withdrawals, bill payments, and resolving customer
Manager, Sustainability Transformation
Toronto, CAN
TD is hiring a Manager, Sustainability Transformation to advance AI adoption and sustainability capability across the Enterprise Sustainability team. You will lead AI enablement, design education programs, and drive tran
Assoc., Expérience client
Burnaby, CAN
TD Bank is seeking a Customer Experience Associate to provide exceptional service and complete financial transactions at a branch in Burnaby, BC. The role requires high school diploma and 1+ years of relevant experience.
Assoc., Expérience client
Surrey, CAN
TD Bank seeks a Customer Experience Associate to provide exceptional service in a branch, handling financial transactions and identifying customer needs. The role requires strong customer service skills and a high school
Senior Manager, Sustainability Reporting
Toronto, CAN
TD is seeking a Senior Manager, Sustainability Reporting to oversee end-to-end sustainability reporting processes, including process documentation, stakeholder management, and team leadership. You will strengthen the Ban
Customer Experience Associate
Vancouver, CAN
Senior Credit Risk Analyst (ATH 5209)
Toronto, CAN
Customer Experience Associate
Vancouver, CAN
Customer Experience Associate
Vancouver, CAN
Manager, Sustainability Transformation
Toronto, CAN
Assoc., Expérience client
Burnaby, CAN
Assoc., Expérience client
Surrey, CAN
Senior Manager, Sustainability Reporting
Toronto, CAN