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The Credit Analyst works closely with SanMar's customers, and internal teams to assist in business building opportunities while managing SanMar's risk of financial loss. They process and review new credit applications, credit file reviews, and other customer account changes including ownership and structure changes and mergers. The Credit Analyst communicates directly with customers, discussing and obtaining the financial information necessary to establish credit, negotiating and working with our customers to reach solutions to meet the credit requirements to grow their business.
Review credit applications, pulling credit reports, requesting trade references, financials statements and other information necessary to make credit decisions within assigned guidelines that promote customer sales growth while managing risk within SanMar’s guidelines.
Review existing customer credit files to promote sales growth while managing risk, requesting and evaluating financial statements, account history, competitor analysis, and additional options that may be required to facilitate such as personal guaranty’s and letters of credit.
Communicate with SanMar’s customers to learn more about their business, request information, negotiate and provide options that may assist with achieving mutually successful results.
Communicate with SanMar’s internal teams, sharing results of credit reviews, provide guidance as necessary to assist those teams in their efforts that are impacted by the credit review.
Review Custom orders, determining deposits and terms for these orders, maintaining custom order record keeping in the custom order log.
Monitor and provide reporting on specific customers and customer segments.
Maintain customer account information in SanMar’s databases.
Perform other duties as assigned.
Comply with all policies and standards.
Skip the repetitive application forms
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4+ years of related credit or account receivable experience or equivalent education
Experienced in risk management and decision making
High level of competency with computer and software applications
Excellent communication skills
Excellent time management and organization skills; to effectively reach goals of team, department and company
Strong negotiating skills – ability to achieve positive results
Ability to communicate effectively with diplomacy and tact
Ability and willingness to learn
Strong analytical and problem-solving skills
Must be able to work as part of a team and be self-directed with minimal supervision
Approachable and flexible, demonstrating the ability to change directions quickly and positively, recognizing opportunities to reach mutually beneficial solutions
Salary Range: You`ll earn between $25.00 - $34.65 (WA, NJ); $22.88 - $31.70 (MN, NV, TX, VA); $22.00 - $30.49 (AZ, ID, FL MT, OH) on an hourly basis, depending on experience.
Bonus: You`ll be eligible for an annual discretionary bonus up to 5% of base salary.
Paid Time Off: You`ll accrue paid time off on a weekly basis based on hours worked up to 112 hours per year to start. Employees also receive 8 paid holidays and 1 paid family day off.
Additional Benefits:
Comprehensive medical, dental, and vision benefits
401k plan and matches $1 for $1 up to 4% of earnings, matched & vested at every pay cycle
Life insurance
Short/long-term disability coverage
Paid maternity/paternity leave
Pet insurance
Remote: Our standard working hours are 8:00-5:00 PST. Periodic travel may be required. The employee is regularly required to sit for extended periods while working on a computer and participating in virtual and in-person meetings. Frequent use of hands for keyboarding and standard office equipment is required. Occasional standing, walking, and reaching may be needed to attend meetings or collaborate in an office setting. The role requires the ability to perform close visual work on a computer for extended periods. The employee may occasionally lift and/or move up to 10–15 pounds. Reasonable accommodations may be available to enable individuals with disabilities to perform essential job functions.
Our people are at the heart of everything we do. They bring their talent, passion and dedication to work with them every day. Their hard work inspires us and gives us purpose. We love working here together. Whether you work in our headquarters, from your home or in one of our distribution centers across North America, we believe that investing in you is just the right thing to do. Our comprehensive benefits package is designed to support your health and well-being, life balance, career growth and (eventually) retirement. SanMar works with brands you already know, like Nike, The North Face and Brooks Brothers, as well as providing industry-leading private label apparel and accessories. Our people come to work excited to do their part, providing clothing that helps people feel that they’re a part of something special. Here’s your chance to be a part of this story. If you’re ready to work in a place where your participation matters and your growth is a priority, we’re ready for you.
Whoever you are, wherever you’re from, whoever you love or follow in faith, whatever your disability or superpower status, whichever ethnicity or gender you identify with, you are welcome at SanMar. SanMar participates in E-Verify.
Family-owned U.S. wholesale distributor supplying imprintable apparel, headwear, bags, and accessories to businesses and decorators.
Visit company websiteJobs and hiring trendsUSD 22-34.65 hourly / hour
Full-time
Mid · 4+ years experience
Remote
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