Associate Credit Analyst (Emirati Talent)

Role Overview

Credit Analysis and Controls

• Review credit applications from prospective and existing customers.
• Analyse financial statements, credit reports, and other financial information to assess customer creditworthiness and risk exposure.
• Evaluate credit risk and assist with determining credit limits under established policies and procedures.
• Use credit analysis techniques and credit scoring methodologies under supervision.
• Ensure compliance with credit policies, credit terms, and governance requirements.
• Prepare credit analysis reports, risk assessments, and supporting documentation.
• Monitor customer accounts, conduct periodic credit reviews, and support credit limit amendments.

Billing and Customer Operations

• Support invoice creation, processing, submission, customer portal uploads, and related documentation.
• Assist with customer onboarding, customer master data creation and maintenance, and collection of required documentation.
• Support collections through customer follow-ups, invoice query resolution, and coordination of outstanding payment matters.
• Maintain credit, invoicing, and compliance records, including invoice rejections and resubmissions.
• Support credit control, collections, and customer account reporting.
• Identify opportunities to improve credit, billing, and collections processes.

Core Requirements

• Good interpersonal, verbal, and written communication skills.
• Strong attention to detail and ability to produce high-quality work.
• Ability to meet deadlines, manage stressful situations, take initiative, and use a solutions-oriented approach.
• Working knowledge of accounting practices and principles.
• Understanding of financial statements, credit analysis, risk assessment, accounts receivable, collections, and customer account management.
• Ability to work with customer portals, invoicing systems, and financial documentation.

Academic Qualifications

• A bachelor's degree or equivalent in Finance, Accounting, Economics, or a related field is preferred.

Experience

• Entry-level experience in credit analysis, accounts receivable, collections, finance operations, or a related finance role is preferred.
• Experience with financial systems, accounting software, or ERP platforms is advantageous.
• Exposure to invoicing, customer onboarding, collections, or credit control is beneficial.
• Basic experience with corporate customers in professional services, technology, or multinational environments is preferred.

Workplace Type

• The role is based on-site.