Underwriting Analyst Senior

About the Role:

What You Will Do:

• Mines and analyzes large datasets utilizing descriptive, predictive, and prescriptive analytics.
• Develops insights from historical loan performance data, identify swap-in opportunities to underwrite new customer populations, and develop credit solutions for customer base using various analytical techniques.
• Developing and refining reports working with data analytics team, underwriting, and operations team.
• Leverages custom score models for underwriting, pricing, and profitability.
• Forecasts performance and track actual performance against lending target.
• Collaborates with vendors, data science, and technology teams to ensure new strategies and models are implemented accurately and as designed.
• Creates/maintains Procedure and Program documentation.
• Conducts other ad hoc analyses as required to support team goals.
• Other duties as assigned.
• Required Qualifications:
• Bachelor's degree or equivalent education and work experience.
• Typically, 5+ years with bachelor's or equivalent.
• Proficiency with Microsoft Office, SAS, and SQL.
• Preferred Qualifications:
• Experience with Python, Snowflake, Amazon S3, and SageMaker.
• The responsibilities listed above are not all inclusive and may be changed at any time.
• Salary range: $86,000 – $145,000
• The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future. This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.
• #LI-Remote
• Don’t have everything listed under qualifications? If you’re excited about this role but your experiences don’t match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles. Pathward is an equal employment opportunity employer and considers candidates for roles without regard to their race, sex, national origin, ethnicity, age, disability or any other category protected by law.
• Who we are:
• Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.
• We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.
• Please click here to learn more about our benefits and review information about our Privacy Policy, Affirmative Action Plan and other notices. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. For assistance completing an application, please contact a Pathward People & Culture Representative by emailing – careers@pathward.com
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• Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.
• Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.

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