Software Engineer

Brim Financial is a category defining fintech, building the operating system for credit cards and payments. Our platform powers card programs for banks, credit unions, fintechs, and global brands across North America. We are a fast growing company. We are backed by EDC Growth Equity, Epic Ventures, Vistara Growth, and Impression Ventures and have been recognized as a CB Insights Fintech 100 company and Deloitte Fast 50 and Deloitte Fast 500 winner.

We are looking for an experienced Software Engineer who can own features end-to-end and make meaningful architectural decisions. The engineering work here is high-stakes and high-leverage. You'll build and scale the systems that power credit card issuance, real-time rewards, and payment processing for our institutional partners - and help mentor more junior engineers along the way.

Design, build, and maintain PHP and Python services and RESTful APIs across the full stack, with a focus on scalability, security, and long-term maintainability

Own features from technical design through deployment - making architectural decisions about data models, API contracts, and system interactions

Work with MySQL, JSON data structures, and third-party integrations across banking cores and payment networks

Build a deep understanding of our business domain - how credit card programs, rewards, and payment processing work - and use that context to make better engineering decisions

Contribute to technical planning and cross-functional discussions with product design

Help junior engineers grow through pairing and knowledge sharing

3-5 years of professional development experience, with solid OOP fundamentals

Deep familiarity with RESTful API design, MySQL query optimization, and working with complex data structures

Experience making architectural decisions - not just implementing specs, but designing solutions

Comfort working across the full stack and willingness to pick up whatever technology the problem requires

Ability to work autonomously in a remote, async-first environment while staying well-connected to the team

Strong written communication for documentation, technical proposals, sync and async discussion

Comfort with remote-first, sync and async daily collaboration with fluid times

Experience in fintech, payments, or credit card infrastructure

Familiarity with multi-tenant platform architecture or real-time transaction processing

Experience working with LLM APIs or AI-assisted development tools

Understanding of security and compliance in regulated environments (PCI DSS, SOC2)

Remote (US/Canada) | Full-Time

Compensation: CA $105,000-$140,000

Base salary range: For this role, candidates can expect a base salary range, described in the posting. Actual compensation is determined based on skills, experience, and role level. Exceptional candidates may be considered above the top of the range, and pay can increase quickly for those who make a big impact in the role.