SENIOR MANAGER, UNDERWRITING - Laval, Montreal, Quebec

Overview

Choosing Bdc As Your Employer Also Means

• Flexible and competitive benefits, including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a CAD 750 wellness and health care spending account, to name a few
• In addition to paid vacation each year, five personal days, sick days as necessary, and our offices are closed from December 25 to January 1
• A hybrid work model that truly balances work and personal life
• Opportunities for learning, training and development, and much more...
• Explore the BDC Way in our Culture Book
• Please note that the successful candidate will be able to work from the Head Office, Quebec or Laval.**
• We are looking for a Senior Manager, Underwriting to join our team!
• This is an opportunity to put your analytical skills, business acumen and commercial lending experience to good use.
• You will be responsible for proposing high quality loan proposals for businesses in various industries across Canada.
• If you are looking for an organization that invests in your talent, join our committed and diverse team!

Position Overview

Challenges To Be Met

• Underwrite high-quality proposals by analyzing and conducting proper investigations and due diligence for medium to high complexity loan proposals.
• Develop appropriate terms, pricing, conditions, and covenants while ensuring thorough credit analysis, due diligence and sound account management practices.
• Review loan packages and, when necessary, negotiate with internal partners (AM/BCM/CRM) on structuring the deal to ensure compliance with BDC policies and procedures.
• Participate in the resolution of compliance or material changes that arise as deals are being negotiated and structured.
• Develop win-win solutions for the client and BDC through innovative thinking and resourcefulness.
• Maintain relationships with business center personnel, colleagues, and internal partners in order to foster teamwork, the pursuit of common objectives and the consistent application of policies.
• Keep abreast of changes to policies, procedures and detailed processes and trends in credit and regulatory issues that may have an impact on BDC.

What We Are Looking For

• Bachelor’s degree in commerce, business administration or accounting
• Accounting designation or CFA and banking experience are a definite asset
• 3 to 5 years or more of relevant experience
• Experience in corporate and/or syndicated financing
• Experience in loan writing and ability to analyze and structure complex financial deals
• Sound credit judgement coupled with a strong understanding of credit policies and practices
• Thorough knowledge of Bank products, services, policies and procedures and ability to provide high quality customer service to internal/external clients
• Ability to develop win-win solutions for the client and BDC through innovative thinking
• Strong communication skills to be able to interact and negotiate with the internal partners and, in certain instances, with clients.
• Good time management and priority setting skills to meet critical deadlines
• Strong business acumen
• Team player with a thorough understanding of the dynamics of the small business environment

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