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Our mission - Provide expertise and intelligent solutions to help Canadians navigate life with confidence.
Join a transforming business - we are a medium-sized Canadian company in a stable industry that emphasizes the importance of innovation to use industry-leading technology.
Ensure that complex requests to quote, amendment, and renewals are assessed appropriately & accurately and within established turnaround time to support business sales and profitability objectives
Leads and coaches (be the “Go-To”) the underwriting development of more junior underwriters within the team
Acts as an informal leader within the team, supporting leadership with driving forward business initiatives and strategic objectives
Ensure the profitability of group business from an underwriting perspective with a focus on establishing and growing long term partnerships
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Uses experience and judgment, in conjunction with Underwriting guidelines, product and service knowledge to determine optimal and creative solutions to meet customer needs and requirements
Ensure the profitability of group business through consultative underwriting practices; ensuring effective case level management at time of acquisition and renewal
Appropriately documents underwriting decisions to support risk and pricing decisions; and make decisions on negotiations and market rates on all case types within defined parameters
Leads the development and communication of process and practice changes, including maintenance of the Underwriting Guidelines and other documents relevant to the functional unit
Provides consistent and fulsome interpretation of group insurance policy terms to customers and distribution partners in support of strategic business objectives
Work collaboratively with other team members, inside and outside of underwriting to support quote, renewal and amendment outcomes to achieve strategic objectives
Act as a subject matter expert to provide consultation and problem resolution for the business units and the distribution teams on risk-related issues
Ability to constructively and extensively apply underwriting tools to experience rate Life and LTD
Ability to articulate underwriting and pricing recommendations to a broad set of stakeholders, including: internal teams, external teams and senior leadership
Proactively engages with both internal and external stakeholders to engage in discussions to support both client acquisition and retention while serving as a primary point of contact
Interacts with reinsurance providers to spread risks on retention amounts that exceed the Empire Life retention limit
Executes on consultative underwriting practices that include risk interpretation, pricing recommendation, partner collaboration while working within defined parameters
Acts as a primary point of contacts for key partners externally
7+ years of work experience in the group insurance/financial services industry
Proven knowledge of group benefits products, contractual provisions, risk assessment, and pricing methodologies with a proven ability to apply knowledge in practice
Demonstrated experience and comfortability in interacting with group sales and service environments
Proficient in Microsoft Office Suite
Well-developed customer relations skills
GBA or CEBS Designation
Completion of a university degree or college diploma in a relevant field
Financial analysis & trend analysis
Ability to work independently and as a team member
Ability to think logically, analyze, and provide creative solutions
Ability to prioritize competing priorities while managing an ongoing workload
English is required for communicating with English speaking customers, advisors, or employees across Canada.
Our hiring process includes AI screening for keywords and minimum qualifications. Recruiters review all results.
Empire life is proud to be an equal opportunity employer. We celebrate diversity, are committed to creating an inclusive environment, and welcome everyone to participate in our application process. We encourage those of all backgrounds and experiences to apply, even if you don't believe you meet each unique qualification outlined. Applicants will receive equal consideration without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, disability, or age.
Empire Life is proud to be an equal opportunity employer, dedicated to building an inclusive and barrier-free workplace. We welcome applications from people with disabilities and are committed to providing accommodations at any stage of the recruitment process. If you require a specific adjustment to help you present your best self, please let us know—we are happy to work with you. If you need this job posting in an alternative format or have any accessibility questions, please contact recruitment@empire.ca .
Canadian life insurance company providing individual and group insurance, investment, and retirement products to Canadians.
Visit company websiteJobs and hiring trendsCAD 78698-125350 yearly / year
Full-time
Senior · 7+ years experience
Remote
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