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As a Senior Data Scientist at Perpay, you will be a critical player in the day-to-day success of the business, supporting new and existing product initiatives through strong analytical skills and machine learning expertise. In addition, you will be responsible for helping shape the future of the data science team by developing processes and systems that scale with our rapidly growing business. This is an exciting opportunity to make a positive impact on the execution of Perpay’s mission and the lives of our customers. We are looking for someone who is passionate about all aspects of data science: from machine learning and exploratory data analysis to communication of results and real-time deployments. This crucial role will sit on our data science team and report to the Data Science Manager. If you’re looking for a collaborative team that you can bounce ideas off of and learn from, this is where you belong. We are about being curious, setting the standard and building good habits at Perpay.
Our greatest strength is our people and we’d love for you to be one of them!
We believe everyone deserves a chance to improve their financial future. We’re dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.
The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home. As a certified B Corp, Perpay is committed to building a mission-driven culture that balances purpose and performance - Learn more .
$500 million in spending power used by our members
Increasing members’ credit by 32 points (on average) within the first 3 months
Backed by First Round Capital and JP Morgan
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Philadelphia, USA
Philadelphia, USA
Philadelphia, USA
Philadelphia, USA
Philadelphia, USA
Philadelphia, USA
Philadelphia, USA
Philadelphia, USA
Philadelphia, USA
Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.
As a Senior Data Scientist at Perpay, you will be a critical player in the day-to-day success of the business, supporting new and existing product initiatives through strong analytical skills and machine learning expertise. In addition, you will be responsible for helping shape the future of the data science team by developing processes and systems that scale with our rapidly growing business. This is an exciting opportunity to make a positive impact on the execution of Perpay’s mission and the lives of our customers. We are looking for someone who is passionate about all aspects of data science: from machine learning and exploratory data analysis to communication of results and real-time deployments. This crucial role will sit on our data science team and report to the Data Science Manager. If you’re looking for a collaborative team that you can bounce ideas off of and learn from, this is where you belong. We are about being curious, setting the standard and building good habits at Perpay.
Our greatest strength is our people and we’d love for you to be one of them!
5+ years of experience* and expertise applying machine learning techniques in industry
5+ years of experience* and expertise in producing data analysis, exploratory data analysis and data visualization in industry
5+ years of experience* and expertise in developing, deploying, maintaining real-time software (e.g. models exposed as APIs)
5+ years of experience* and expertise in Cloud compute infrastructure and best practices, including familiarity with tools such as terraform and Cloud Formation
Bachelor's degree or higher in a quantitative/technical field (Mathematics, Statistics, Engineering, Chemistry, Physics)
Excellent communication skills, across a range of audiences from technical to non-technical
Strong business acumen, demonstrated through subject matter expertise in at least one industry
Capable of managing projects “end to end” including managing project scope, timelines and workloads
Advanced proficiency in Python and standard data science stack (e.g. scikit-learn, pandas, numpy, matplotlib, etc.)
Team player: willingness and ability to establish strong working relationships not just within the data science team itself, but across the organization
*Internships not included
Expertise in multiple advanced machine learning methodologies: e.g. deep learning, probabilistic programming, mathematical optimization, etc.
Deep familiarity in multiple advanced machine learning frameworks: e.g. tensorflow, pytorch, pymc, etc.
Experience with scalable compute frameworks such as Spark or Polars
Experience with deployment frameworks such as Kubernetes
Competitive salary + company equity
401k with company match
Medical / Dental / Vision insurance
Flexible Spending Account (FSA)
Team member discounts
Relocation assistance
Pre-tax commuter benefit
Student loan repayment match
Gym subsidy with City Fitness
Cell phone plan
Paid parental leave
Unlimited PTO
Certified B Corp fintech helping working Americans buy goods over time and build credit through paycheck-linked payments.
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