Secured Risk Officer - IWPB (UAE National)
Job Fit Check
Base Career helps you apply smarter for this job.
Key skills for this role
About the Role
HSBC seeks a Secured Risk Officer to support secured lending portfolios through oversight, monitoring, analysis, and governance. Requires 1-3 years experience in retail banking or credit risk, and a Bachelor's degree in a related field.
Key Skills for This Role
Responsibilities
- Support ongoing monitoring of mortgage portfolio performance including delinquency trends and LTV movements
- Support portfolio analytics to identify emerging risk trends and concentrations
- Support policy reviews and updates in line with regulatory requirements
- Monitor risk exposures from wealth lending products
- Support collection, validation, and reporting of climate related portfolio metrics
- Assist in preparing climate risk submissions for regulators and internal committees
- Work closely with Business, Credit Underwriting, Compliance, and other teams
- Support responses to internal audit and regulatory reviews
- Assist in drafting and maintaining credit policies and underwriting standards
- Support preparation of committee papers and risk appetite reports
Requirements
- Bachelor’s degree in Finance, Economics, Accounting, Statistics, Risk Management, Banking, or related discipline
- 1–3 years of experience in retail banking, credit risk, portfolio management, risk analytics, or related functions
- Exposure to mortgage lending, wealth management, or risk reporting is desirable
- Understanding UAE banking regulations and retail lending practices is advantageous
- Strong analytical and quantitative skills
- Advanced proficiency in Microsoft Excel and PowerPoint
Full Job Posting
The Role
- Support the Secured lending portfolios through oversight, monitoring, analysis, and governance including residential mortgages, wealth lending facilities, and climate risk related activities.
Key Accountabilities
- Support ongoing monitoring of mortgage portfolio performance including delinquency trends, vintage analysis, LTV movements, DBR trends, and concentration risks
- Support portfolio analytics to identify emerging risk trends, geographic concentrations, property market risks, and customer vulnerabilities
- Support policy reviews and updates in line with regulatory requirements and market developments
- Assist in post implementation reviews of underwriting policy changes and risk appetite adjustments
- Stay abreast with market developments, changes and sentiments
- Monitor risk exposures from Lombard lending, securities backed financing, margin facilities, and other wealth lending products
- Track collateral quality, concentration risks, margin utilization, and collateral shortfall trends
- Support collection, validation, and reporting of climate related portfolio metrics
- Assist in preparing climate risk submissions for regulators, internal committees, and sustainability reporting
- Work closely with Business, Credit Underwriting, Compliance, Collections, Wealth Management, and Data Analytics teams
- Support responses to internal audit, regulatory reviews, and external audit requests
- Participate in cross functional projects related to lending products, risk frameworks, and regulatory initiatives
Qualifications
- Bachelor’s degree in Finance, Economics, Accounting, Statistics, Risk Management, Banking, or related discipline
- 1–3 years of experience in retail banking, credit risk, portfolio management, risk analytics, or related functions
- Exposure to mortgage lending, wealth management, or risk reporting is desirable
- Understanding UAE banking regulations and retail lending practices is advantageous
- Strong analytical and quantitative skills
- Advanced proficiency in Microsoft Excel and PowerPoint
- Ability to interpret portfolio performance metrics and risk indicators
- Understanding of secured lending products and collateral based financing
- Familiarity with climate risk concepts, ESG principles, and sustainability frameworks is desirable
Apply for this job in 1 click
Skip the repetitive application forms
Install the Base Career Chrome Extension and autofill job applications across major job boards with your profile.
Trusted by over 500,000 job seekers on Base Career
More from this employer
More jobs at HSBC
Legal Counsel - Global Trade Finance (GTS)
Dubai, UAE
HSBC is seeking a Legal Counsel to provide expert legal advice to the Global Trade Services (GTS) business in UAE and MENAT. The role involves drafting and negotiating trade finance documentation, advising on legal risks
Data Analyst (UAE Nationals Only)
Dubai, UAE
HSBC is hiring a Data Analyst for its Financial Crime Risk Analysis and Discovery team in Dubai. The role involves producing research outputs, analyzing data, and identifying financial crime trends. Candidates need a deg
Legal Counsel - Global Trade Finance (GTS)
Dubai, UAE
Some careers grow faster than others. If you’re looking for further opportunities to develop your career, take the next step in fulfilling your potential right here at HSBC. About Legal Global Legal plays an important ro
Audit Manager (UAE Nationals Only)
Dubai, UAE
HSBC is looking for an Audit Manager in Dubai to lead end-to-end audits, assess risks, and collaborate with stakeholders. Requires 5-8 years of financial services experience, strong credit risk knowledge, and relevant ce
Analyst (UAE National Role) - Corporate & Institutional Banking
Dubai, UAE
HSBC is seeking an Analyst for the Corporate & Institutional Banking team in Dubai. The role supports Relationship Managers by identifying product opportunities, conducting financial analysis, preparing proposals, and mo
Audit Manager (UAE Nationals Only)
Dubai, UAE
HSBC is seeking an Audit Manager to deliver assigned audit work and lead end-to-end audits within the financial services sector. The role requires strong knowledge of Wholesale and Retail Credit Risk and 5-8 years of rel
Analyst (UAE National Role) - Corporate & Institutional Banking
Dubai, UAE
HSBC is seeking an Analyst for its Corporate and Institutional Banking International Mid-Market team in Dubai. The role supports Relationship Managers with client analysis, credit proposals, and risk monitoring. Candidat
Premier Relationship Manager (Qatari National)
Doha, QAT
HSBC seeks a Qatari National Premier Relationship Manager to acquire and manage affluent clients, deliver wealth and lending solutions, and ensure premier service standards. Requires a graduate degree, sales experience i
Legal Counsel - Global Trade Finance (GTS)
Dubai, UAE
Data Analyst (UAE Nationals Only)
Dubai, UAE
Legal Counsel - Global Trade Finance (GTS)
Dubai, UAE
Audit Manager (UAE Nationals Only)
Dubai, UAE
Analyst (UAE National Role) - Corporate & Institutional Banking
Dubai, UAE
Audit Manager (UAE Nationals Only)
Dubai, UAE
Analyst (UAE National Role) - Corporate & Institutional Banking
Dubai, UAE
Premier Relationship Manager (Qatari National)
Doha, QAT