QNB3843 - Senior Manager - Credit Risk (Saudization)

About QNB Group

Job Purpose Summary

Credit Risk Responsibilities

• Perform credit assessments and approvals within delegated authority.
• Evaluate facilities, guarantees, borrower background, industry, country, external ratings, financials, cash flows, and risk ratings.
• Recommend approval, decline, additional security, or restructuring based on risk assessment.
• Ensure approvals comply with credit-risk strategy, policies, procedures, and applicable regulations.
• Coordinate documentation, processing timelines, SLAs, audits, compliance responses, and risk-improvement initiatives.

Qualifications and Experience

• Bachelor’s degree, preferably in Engineering, Business Administration, or a related field.
• A master’s degree and PRM, CPA, or CFA certification are preferred.
• At least eight years of experience in a major bank, including two years in a banking risk function.
• Strong quantitative modelling, analytical, research, credit-risk, financial-market, and complex-data skills.
• Knowledge of Basel II, credit modelling, banking systems, regulatory requirements, and International Accounting Standards.
• English and Arabic communication skills are preferred.

Leadership and Governance

• Lead teams and cross-functional improvement initiatives while coaching staff and supporting development.
• Comply with AML, sanctions, data protection, fraud, conduct, operational risk, and confidentiality policies.
• Support the Three Lines of Defence, RCSA, KRI, incident reporting, remediation, mandatory training, and seminars.

Application Documents

• Applicants are asked to attach a resume or CV, passport or ID copy, and education certificate.