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Product Owner- (CX and Mobile app - Insurance)

Prudential
Bengaluru, IND
Full-time
Senior · 12+ years experience
Onsite
Discovered 3 weeks ago
JiraConfluenceFigmaGoogle AnalyticsMixpanelSQL
Free

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Key Outcomes

Operational improvements : Measurable cost savings via automation, reduced turnaround time and fewer errors

Customer experience uplift: Improved CSAT/NPS, app ratings and engagement metrics

Commercial impact: Revenue generation via upsell, cross-sell, and NPS commercialization

Adoption at scale: Harmonized product features and servicing journeys successfully launched and adopted across all markets

Requirement Development & Harmonization

  • Coordinate and provide requirements: Collaborate with operations, marketing, legal, compliance, privacy, finance, sales, design, data and technology teams to capture goals, pain points, and regulatory, operational, and customer needs
  • Product harmonization: Ensure requirements and features are consistent and harmonized across all countries, balancing global standards with local adaptations
  • Roadmap Prioritization: Define and prioritize the capability roadmap based on business impact, customer feedback, and market readiness
  • Governance & Quality: Collaborate with local markets to understand operational processes, risks, and regulatory nuances. Ensure adherence to governance standards, manage change requests, and maintain high-quality deliverables throughout the product lifecycle
  • Discovery workshops & interviews: Engage stakeholders to understand workflows, user needs, and market nuances
  • Process mapping: Document current vs. target flows for end-to-end servicing journeys; identify touchpoints and exception paths
  • User story authoring: Write clear, actionable user stories with acceptance criteria and data mappings (front-end ↔ APIs/back-end)
  • Develop detailed business cases for features including investment needs, financial benefits, RoI and break-even analysis
  • Impact Tracking: Define and monitor OKRs to measure the success, adoption, and value realization of each capability

Solutioning & Delivery

Design reviews: Align wireframes, prototypes, and user stories with business rules and platform standards; ensure localizations for country specific regulatory, operational, and customer needs are built-in

Technical alignment: Validate integration points with APIs, authentication, analytics, and notification services; confirm feasibility with Engineering

Configurations: Specify configuration parameters and feature flags; agree deployment prerequisites with technical teams

Data & Analytics design: Lead the design and delivery of analytics solutions, dashboards, and data deliverables to support product performance, customer feedback and benefit tracking

Cutover planning: Coordinate dependencies, app-store timelines, phased rollouts, and rollback criteria with technical teams

Testing & Quality Assurance

Daily triage for requirement gathering and UAT: Lead daily sessions to prioritize and resolve issues during requirements gathering and testing phases

Test design: Partner with QA to define end-to-end scenarios, edge cases, and functional tests

Test data & environments: Ensure representative data and environments for SIT and UAT

Defect triage: Prioritize defects by customer impact; drive time-bound fixes.

UAT and sign-offs: Orchestrate stakeholder UAT, collect evidence, and secure formal sign-offs

App-store readiness: Validate store metadata, screenshots and privacy labels; coordinate phased rollouts

Post-launch monitoring: Track app usage, funnel metrics, incident tickets, and consumer complaints; ensure feedback and analytics driven insights drive future app improvements

Delivery Coordination

Backlog ownership: Maintain a prioritized, dependency-aware backlog; manage scope changes and acceptance criteria

Release management: Align to release calendar; ensure all documentation is complete

Documentation: Keep requirements, designs, and test artifacts audit-ready

Stakeholder Engagement & Strategic Planning

Transparent communications: Provide concise status, risk/issue logs, and readiness checkpoints to business, technology and risk stakeholders

Enablement: Coordinate training, FAQs, and support handover for operations and customer-facing teams

Strategic and Product documentation: Prepare strategic and product-related documentation including requirements, wireframes, data flows, SOPs, progress updates, presentations for management and steering committees, analytical reports, and other communication assets to support decision-making and stakeholder alignment

Requirements

  • 12+ years of industry experience in product ownership/management role for B2C mobile apps, with at least 5+ years of experience in Life or Health insurance industry
  • Proven experience at delivering large-scale transformation initiatives with significant budgets
  • Strong execution experience across requirements → solutioning → testing → release, with a track record of developing high-quality mobile features at pace
  • Deep familiarity with mobile app ecosystems (iOS/Android), app-store processes, governance and analytics
  • Hands-on experience with APIs, authentication, payments/collections, notifications, and regulated customer communications
  • Working knowledge of API structures, Mobile/Web app development, SQL and business intelligence tools
  • Proficiency with following types of tools - product management (Jira/Confluence/other), wireframing/prototyping (Figma), product analytics (Google Analytics/Mixpanel), SQL and data visualization (Tableau/PowerBI)
  • Expert written and verbal communications skills
  • Flexible to work with a team that is globally distributed
  • Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.

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