Future Opportunities: Senior Software Developer - Product Engineering

5+ years of professional software engineering experience , with a track record of shipping production systems that real users or businesses depend on. You've operated as a senior contributor on a team and understand what it takes to deliver reliably in a complex domain.

Comfort working across the stack: Full-stack, front-end-leaning or backend-leaning experiences. Our frontend is React and React Native . And our primary backend stack is Ruby on Rails , and Kotlin or Java experience is a strong nice-to-have. If your background is in a different language, we're still interested. At the end of the day what matters is depth, judgment, and a genuine willingness to ramp up on our stack.

An AI-first development workflow that doesn't compromise on rigour. You've moved beyond using AI as autocomplete and into genuinely agentic workflows across the full development lifecycle: building, testing, reviewing, and reasoning about security in the software you ship. You're fluent with these tools and are constantly finding new ways to push their limits, while also bringing the engineering judgment to know when the model is wrong, where the risks are, and what level of verification a change actually needs before it touches production. You're excited to help establish what excellent AI-assisted engineering looks like on our team.

A maker-owner mindset. You're looking for a place where you can plant a flag, take ownership of a growing area, and shape it over time. You're motivated by the opportunity to grow business banking from where it is today into something significantly larger as opposed to just by shipping the next ticket.

Excitement for complex, high-impact problems. You're energized by the messiness of regulated financial products. The rules, the edge cases, the reconciliation, and the reliability requirements that come with moving real money for real businesses. You see complexity as a problem worth solving well, not a reason to look elsewhere.

Technical leadership and mentorship instincts. You raise the bar through your code, your reviews, your design documents, and the way you support your teammates. You enjoy growing other engineers and have experience doing it.

A bias toward driving improvement. You notice when something isn't working, a process, a system, a piece of infrastructure and you do something about it. You’re able to collaborate effectively with both technical and non-technical stakeholders and work with teammates to prioritize and ship those improvements alongside product work.

Strong cross-functional collaboration. You communicate clearly with product, design, compliance, operations, and partner engineering teams. You build trust, navigate trade-offs constructively, and know how to drive alignment in a regulated environment where the right answer often involves multiple stakeholders.

🌸 Top-tier health benefits and life insurance

📈 Long-term group savings with employer match, through Wealthsimple for Business

🌴 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year

✈️ 90 days away: work outside Canada for up to 90 days per year

👥 Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS

🌎 We are a hybrid team with over 1,500 employees across North America. The people are one of the best parts of working here: you'll collaborate with incredibly talented, curious, and driven teammates who are deeply committed to doing great work.

Technology & Innovation at Wealthsimple: We move quickly and build thoughtfully. That means we're always looking for better ways to work — whether that's new tools, AI, or rethinking how we approach a problem. We don't expect you to have all the answers, but we do expect curiosity and a willingness to evolve alongside the products we're building.

Inclusion Statement: We're building products for a diverse world, and we need a diverse team to do it well. We strongly encourage applications from everyone, regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.

Accessibility Statement: We're committed to an accessible hiring experience. If you need any accommodations throughout the interview process, please let us know — we'll work with you to make sure you have what you need. We also welcome any feedback on how we can better accommodate candidates with accessibility needs.

AI in Hiring: We may use artificial intelligence (AI) tools to support parts of our hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our team but don't replace human judgment – all final hiring decisions are made by people. If you have questions about how your data is used, reach out to us.