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Credit Officer - Securitisation (Financial Institutions)

Lloyds Banking Group
London, GBR
Full-time
Mid
Onsite
Discovered 6 days ago
Free

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So who are you?

Well ideally you would have:

A robust understanding of Securitised Products structures (ABS, RMBS, etc.) and related credit risk drivers.

Sound knowledge of rating agency methodologies and their application in transactions.

Proficiency in credit analysis including cash flow modelling, stress testing, and scenario analysis.

Prior experience at a Bank and/or Rating agency desired.

Awareness of macroeconomic factors impacting asset performance and credit risk.

A sound understanding of the credit risk assessment of Financial Institutions or Large Corporate clients.

Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help;

Strong communication skills both written and verbal.

A committed team player with the ability to build & manage positive internal colleague relationships outside of the team.

We also offer a wide-ranging benefits package, which includes

  • A generous pension contribution of up to 15%
  • An annual performance-related bonus
  • Share schemes including free shares
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 30 days' holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies
  • Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. If you’d like reasonable adjustments to our recruitment process, just let us know. This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose!
  • At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
  • We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
  • We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

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