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Credit & Collection Officer - Jeddah

Trane Technologies
Jeddah, KSA
Full Time
Mid
Onsite
2 weeks ago
Credit AssessmentCollectionsAccounts ReceivableFinancial AnalysisMicrosoft ExcelLetters of Credit
Free

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Credit AssessmentCollectionsAccounts Receivable
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Job Overview

  • Trane in Saudi Arabia is hiring a Credit & Collection Officer that will manage an Accounts Receivable portfolio for Trane Technologies operations in the Middle East & Africa, including the related credit and collection activities in order to minimize credit risk while maximizing cash performance.

What You Will Do

  • Gather necessary information for credit assessment and payment terms approval; support the regional manager with decisions about credit risk & cash flow.
  • Support credit assessment of new and existing customers and approve credit limits in line with Limits of Authority assigned to the role.
  • Provide information on credit checking and order holds and releases on timely basis. Notify manager of significant issues impacting collection of outstanding receivables
  • Responsible for the collection and the maintenance of account receivables with particular attention to Trade Finance requirements: review & validate payment instruments such as Letters of Credit, Promissory Notes, monitor & escalate risk of discrepancies, gather & present documents, prepare specific
  • Follow & optimize collection protocol for the portfolio: monthly statement of account, pre calling record customer feedback, register promise to pay, follow up on tasks and broken promises, send dunning letters, arrange customer visits, escalate to manager and to commercial team, etc.
  • Ensure funds are correctly applied to the relevant customer account and invoices; keep unapplied cash to the minimum. Support the cash application team as and when needed.
  • Prepare reports as per monthly schedule and on ad hoc basis for the credit and financial functions
  • Expedite resolution of customer disputes & queries by linking with Sales/Order Management/Warranty as required.
  • Informing management regarding effectiveness of strategies for various accounts.
  • Promote a culture of continuous process improvement and collaborate actively internal stakeholders.
  • Support the Credit Centre of Excellence for major credit reviews for all customers whenever required.
  • Ensure compliance with Corporate and Local credit policies and other compliance requirements such as Trade Compliance, Sarbanes Oxley, etc.

What You Will Bring

  • University Degree in Business, Finance, Accounting or similar field.
  • Minimum 3 year experience in Credit & Collection or similar role
  • Good understanding of commercial credit and collection practices and knowledge of financial analysis.
  • Strong proficiency in Microsoft Excel & Outlook
  • Hands on work experience in credit and collection, preferably with an experience from a manufacturing, contracting or construction background with good reconciliations skills.
  • Experience of working on Letters of Credit and Promissory Notes
  • Good accounting background & financial knowledge in order to drive account reconciliation during the customer visits, helping boost up collections.
  • Good ERP knowledge with excellent MS office skills
  • Good communication (verbal/written) skills & good negotiation skills articulate & confident enough to push back customers raising in genuine disputes.

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