Credit Analyst

Department:** Credit Ratings

Key Responsibilities

• **Credit Analysis:**
• Analyze financial statements, including balance sheets, income statements, and cash flow statements, to assess the financial health of entities.
• Evaluate industry trends, economic conditions, and other external factors that could impact credit risk.
• Assess the management quality, business strategies, and market position of entities.
• **Market Research:**
• Conduct in-depth research on specific industries, sectors, and economies to support rating assessments.
• Stay updated on regulatory changes, financial market developments, and macroeconomic trends that may impact credit ratings.
• **Rating Assignment:**
• Prepare detailed credit rating reports, including justifications for the assigned ratings.
• Present rating findings to rating committees, defend analytical conclusions, and address queries from committee members.
• Monitor and update credit ratings as new information becomes available or as market conditions change.
• **Compliance and Documentation:**
• Ensure that all rating activities comply with regulatory requirements and internal policies.
• Maintain accurate records of all analyses, reports, and communications related to credit ratings.

Qualifications

• Bachelor’s degree in finance/accounting, or a related field. Professional certifications are a plus.
• Strong analytical skills with the ability to interpret complex financial data.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft Word, Excel, and other analytical tools.
• Attention to detail and ability to work under tight deadlines.
• Prior experience in credit analysis, financial analysis, or related roles will be preferred.
• Pay: AED3,000.00 - AED3,500.00 per month