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This role is within Corporate & Investment Banking (CIB) team of Wells Fargo India and supports the Corporate Debt Finance (CDF) department. The role involves working and supporting an industry leading structured finance department within a large investment bank. Specifically, this involves credit analysis/portfolio management support for a large department that lends money to financial institutions. The role also involves review of various client documents, undertaking financial review, credit analysis, writing different types of memos, compiling regular weekly/monthly/quarterly reports, trend analysis, covenant review, ratio calculations, etc. and will require working closely with front office team in the business. The role involves significant opportunities to learn, develop and work as an integral member of the business.
In this role you will:
• Financial statement analysis covering various trends including key computing ratios for leveraged loans to calculate Borrower Quality Rating
• Understanding credit agreements of loans and summarizing key deal terms
• Analysis on loan portfolio financial performance and trends including reporting on troubled loans, losses and recoveries
• Reviewing monthly client reporting to check for completeness & accuracy of financial calculations including covenants
• Tracking & reporting on financial trends of the clients or facilities including financial spreading
• Preparing monthly and/or quarterly surveillance decks to report on the above as well as regulatory reporting
• Maintaining various databases and spreadsheets for internal/regulatory reporting
• Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning
• Participating in wider initiatives including strategic priorities as laid down at enterprise/department level
This role is within Corporate & Investment Banking (CIB) team of Wells Fargo India and supports the Corporate Debt Finance (CDF) department. The role involves working and supporting an industry leading structured finance department within a large investment bank. Specifically, this involves credit analysis/portfolio management support for a large department that lends money to financial institutions. The role also involves review of various client documents, undertaking financial review, credit analysis, writing different types of memos, compiling regular weekly/monthly/quarterly reports, trend analysis, covenant review, ratio calculations, etc. and will require working closely with front office team in the business. The role involves significant opportunities to learn, develop and work as an integral member of the business.
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Financial statement analysis covering various trends including key computing ratios for leveraged loans to calculate Borrower Quality Rating
Understanding credit agreements of loans and summarizing key deal terms
Analysis on loan portfolio financial performance and trends including reporting on troubled loans, losses and recoveries
Reviewing monthly client reporting to check for completeness & accuracy of financial calculations including covenants
Tracking & reporting on financial trends of the clients or facilities including financial spreading
Preparing monthly and/or quarterly surveillance decks to report on the above as well as regulatory reporting
Maintaining various databases and spreadsheets for internal/regulatory reporting
Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning
Participating in wider initiatives including strategic priorities as laid down at enterprise/department level
*Job posting may come down early due to volume of applicants.
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Multinational financial services company providing banking and investment products.
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Entry · 2+ years experience
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