Chief Financial Officer
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Key skills for this role
About the Role
UMO, a stealth-mode FinTech venture, is seeking a Chief Financial Officer to build and scale the global finance organization. You will oversee banking finance, multi-asset treasury, international entity management, regulatory compliance, and FP&A.
Key Skills for This Role
Responsibilities
- Oversee core banking financial mechanics, managing complex financial flows, capital structures, and multi currency accounting systems
- Design and execute a sophisticated treasury strategy encompassing both traditional fiat systems and cryptocurrency networks
- Manage financial structures across a complex group network, supervising tax compliance, corporate accounting, and bookkeeping models across multiple foreign jurisdictions
- Direct ongoing communication, reporting, and licensing strategies with global financial regulators
- Lead long term planning, budgeting, and forecasting cycles, building multi scenario financial models
- Scale and mentor a distributed, high performing finance division, establishing a documentation first and control oriented culture
Requirements
- Deep, mandatory expertise in banking finance, retail digital banking infrastructures, and electronic money institution financial operations
- Extensive, practical experience managing dual track treasury architectures (fiat and cryptocurrency)
- Proven track record operating within international companies, managing multiple legal entities and international consolidation
- Mandatory experience in active, direct communication with financial regulators (e.g., CBUAE, VARA, or EU equivalents)
- Proven track record as a CFO, VP, or senior financial executive within a highly regulated fintech ecosystem
- Advanced finance or accounting qualification (CPA, CFA, CMA, or ACCA)
- Professional level English
Full Job Posting
About Us
- UMO is a stealth mode FinTech venture aiming to evolve the way people experience money by building a unified, AI powered, yet deeply human modern money platform across fiat, crypto, and investments.
- We are currently developing our MVP and navigating licensing requirements, with a multidisciplinary team of 100+ people representing 20+ nationalities.
- With our headquarters in the UAE and offices in Portugal and Ukraine, we are united behind a shared ambition and a relentless focus on serving our customers.
About this role
- As a part of our team, you'll help us shape a platform that works for individuals.
- In this role, you will take ultimate ownership of building, structuring, and scaling our entire global finance organization from the ground up.
- You will have the direct opportunity to impact the company's direction, operate with full strategic autonomy, and lead our accounting, treasury, pricing, and planning tracks alongside a diverse executive team.
You'll take ownership of:
- Banking Finance & Operations: Oversee core banking financial mechanics, managing complex financial flows, capital structures, and multi currency accounting systems.
- Multi Asset Treasury & Global Liquidity: Design and execute a sophisticated treasury strategy encompassing both traditional fiat systems and cryptocurrency networks.
- International Entity & Jurisdictional Management: Manage financial structures across a complex group network, supervising tax compliance, corporate accounting, and bookkeeping models across multiple foreign jurisdictions.
- Regulatory Compliance & Reporting: Direct ongoing communication, reporting, and licensing strategies with global financial regulators.
- Financial Planning & Analysis (FP&A): Lead long term planning, budgeting, and forecasting cycles.
- Team Leadership & Financial Governance: Scale and mentor a distributed, high performing finance division.
About you:
- Banking Finance Expertise: You bring deep, mandatory expertise in banking finance, retail digital banking infrastructures, and electronic money institution financial operations.
- Multi Asset Treasury Mastery: You have extensive, practical experience managing dual track treasury architectures.
- International Group Architecture: You have a proven track record operating within international companies.
- Direct Regulatory Communication: You possess mandatory experience in active, direct communication with financial regulators.
- Executive Financial Seniority: You have a proven track record as a CFO, VP, or senior financial executive within a highly regulated fintech ecosystem.
- Credentials & Languages: You hold an advanced finance or accounting qualification (CPA, CFA, CMA, or ACCA) and speak professional level English.
Can get you a few bonus points:
- Startup Build Out Experience: Prior experience guiding an early stage fintech venture through a licensing cycle from zero to one.
- AI Augmented Operations: Familiarity with leveraging automated data pipelines or AI accounting utilities to streamline reporting schedules and close timelines.
The UMO Standard:
- Dynamic Work Environment: Vibrant offices and strong local teams across Lisbon, Dubai, Kyiv, and Lviv — with openness to remote for the right fit.
- Rest & Recovery: 24 days of annual leave, dedicated paid sick leave, and observance of Public Holidays.
- Recharge Week: After your first year with us, enjoy two consecutive 4 day work weeks annually.
- Full Setup: Top of the line hardware and a home office stipend.
- Growth Ecosystem: A dedicated learning budget and a clear, accelerated path toward executive level leadership.
- Impact & Ownership: Your work directly shapes the product and company direction — not just executes it.
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