Cards Technical Implementation Lead | Riyadh, Saudi Arabia (On-site)
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Key skills for this role
About the Role
An international fintech client is seeking an experienced Cards Technical Implementation Lead for a 12-month contract in Riyadh, Saudi Arabia. The role involves leading end-to-end technical implementation of card programs, managing BIN setup, processor integration, and digital wallet tokenization.
Key Skills for This Role
Responsibilities
- Lead the end to end technical implementation of consumer, commercial, and prepaid card programs
- Manage BIN setup, ICA assignment, CMS integration, and processor connectivity
- Oversee card production, personalization, and digital issuance
- Lead Apple Pay, Google Pay, xPay, and MDES tokenization implementation
- Manage Mastercard certification, SIT/UAT, performance, and security testing
- Coordinate authorization, authentication, and dispute management configuration
- Work closely with processors, product, technology, and compliance teams throughout the project lifecycle
Requirements
- 10+ years of experience in payments technology, card issuing/processing, and technical implementation
- Hands on end to end delivery experience across consumer credit, commercial, and wallet/prepaid card programs
- Direct experience with Principal Membership, ICA enablement, and BIN setup with a major card scheme
- Strong processor integration experience
- Good understanding of the SAMA regulatory framework for card issuance
- Fluent English
- Immediately available or within a 30 day notice period
Full Job Posting
Position Overview
- We are looking for an experienced Cards Technical Implementation Lead to join our international fintech client's card and payments transformation project.
- Location: Riyadh, Saudi Arabia (On site).
- Contract Duration: 12 Months.
- Division: Cards & Payments / Retail Banking.
Requirements
- 10+ years of experience in payments technology, card issuing/processing, and technical implementation.
- Hands on end to end delivery experience across consumer credit, commercial, and wallet/prepaid card programs.
- Direct experience with Principal Membership, ICA enablement, and BIN setup with a major card scheme.
- Strong processor integration experience.
- Good understanding of the SAMA regulatory framework for card issuance.
- Fluent English.
- Immediately available or within a 30 day notice period.
Responsibilities
- Lead the end to end technical implementation of consumer, commercial, and prepaid card programs.
- Manage BIN setup, ICA assignment, CMS integration, and processor connectivity.
- Oversee card production, personalization, and digital issuance.
- Lead Apple Pay, Google Pay, xPay, and MDES tokenization implementation.
- Manage Mastercard certification, SIT/UAT, performance, and security testing.
- Coordinate authorization, authentication, and dispute management configuration.
- Work closely with processors, product, technology, and compliance teams throughout the project lifecycle.
Technical Expertise
- Card Management Systems (PowerCARD, Way4, VisionPLUS, Cortex, Prime, etc.)
- ISO 8583 / ISO 20022
- BIN Management
- Tokenization (MDES/VTS)
- Apple Pay & Google Pay
- PCI DSS
- API integrations
- Strong knowledge of Mastercard processes and card lifecycle
Nice to Have
- Fintech or BNPL experience
- GCC/MENA card launch experience
- PMP, PRINCE2, or equivalent certifications
- Mastercard certifications
- Arabic language skills
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