Backend Architect - Pay&Card Tech
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Key skills for this role
About the Role
Binance seeks a Backend Architect for the Pay&Card Team to architect and build card-related systems end to end. The role requires 8+ years of backend engineering experience with Java/Spring, direct experience building card systems, and strong system design skills.
Key Skills for This Role
Responsibilities
- Architect, build, and maintain backend systems for card issuing and card lifecycle management
- Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs)
- Define and drive the system architecture, service boundaries, and integration patterns for card platform services
- Ensure system reliability, scalability, and compliance with payment network standards
- Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications
- Establish engineering best practices, code quality standards, and technical documentation for the team
Requirements
- 8+ years of backend engineering experience with strong Java / Spring expertise
- Direct experience building or maintaining a card system
- Experience with card certification processes and/or card onboarding programs
- Strong system design and architecture skills, with experience in distributed systems and high throughput payment infrastructure
- Understanding of card network standards, payment flows, and compliance requirements
Full Job Posting
About the Team
- The Binance Pay&Card team is revolutionizing the way people transact and manage their finances globally.
- Binance Pay is a cutting edge payment solution that enables users to send, receive, and pay with crypto seamlessly.
Role Overview
- As a Backend Architect on the Pay&Card Team, you will be responsible for architecting and building card related systems end to end.
- You will work closely with cross functional teams to design scalable, secure, and compliant infrastructure that supports card systems and lifecycle management.
Responsibilities
- Architect, build, and maintain backend systems for card issuing and card lifecycle management
- Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs)
- Define and drive the system architecture, service boundaries, and integration patterns for card platform services
- Ensure system reliability, scalability, and compliance with payment network standards
- Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications
- Establish engineering best practices, code quality standards, and technical documentation for the team
- Work hands on — this is a builder role, not a pure advisory position
Requirements
- 8+ years of backend engineering experience with strong Java / Spring expertise
- Direct experience building or maintaining a card system
- Experience with card certification processes and/or card onboarding programs
- Strong system design and architecture skills, with experience in distributed systems and high throughput payment infrastructure
- Understanding of card network standards, payment flows, and compliance requirements
Preferred Qualifications
- Experience at a fintech, startup, or crypto company that has issued cards
- Familiarity with card lifecycle management, tokenization, and payment gateway integrations
- Experience working in agile, fast paced environments with short release cycles
Why Binance
- Shape the future with the world’s leading blockchain ecosystem
- Collaborate with world class talent in a user centric global organization with a flat structure
- Tackle unique, fast paced projects with autonomy in an innovative environment
- Thrive in a results driven workplace with opportunities for career growth and continuous learning
- Competitive salary and company benefits
- Work from home arrangement (the arrangement may vary depending on the work nature of the business team)
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