*Associate Risk Manager

• Assist with the administration of property, casualty, workers' compensation, auto, umbrella, cyber, and management liability insurance programs.
• Coordinate insurance applications, exposure data collection, underwriting submissions, and policy renewals.
• Review certificates of insurance, endorsements, and policy documentation for accuracy.
• Support contract insurance compliance reviews for vendors, contractors, and service providers.
• Assist with policy interpretation and coverage inquiries from operational teams.
• Maintain insurance schedules, asset listings, and policy records.

• Support the reporting and monitoring of claims involving:
• General Liability
• Property Damage
• Workers' Compensation
• Commercial Auto
• Tenant and Resident Injury Claims
• Premises Liability
• Coordinate claim documentation, incident reports, and supporting evidence collection.
• Communicate with carriers, brokers, adjusters, third-party administrators, and legal counsel regarding claim activity.
• Assist in tracking claim reserves, settlements, litigation developments, and claim closures.
• Prepare claim summaries and loss run reviews for management.

• Analyze loss trends and identify areas for risk reduction.
• Assist with property inspections, risk assessments, and operational audits.
• Support development and implementation of safety initiatives and loss control programs.
• Monitor regulatory requirements and emerging risk issues impacting the organization.
• Recommend corrective actions based on incident investigations and claims trends.

• Assist with maintaining compliance with insurance requirements, regulatory obligations, and company policies.
• Support incident response, business continuity, and disaster recovery initiatives.
• Maintain risk management databases and documentation systems.
• Coordinate safety and risk management communications with field operations.

Reporting and Analytics

• Prepare monthly and quarterly risk management reports.
• Assist with insurance renewal analytics and exposure reporting.
• Develop and maintain dashboards related to claims, safety, and insurance performance metrics.
• Support executive and board-level reporting efforts through data collection and analysis.

• Partner with Operations, Human Resources, Legal, Asset Management, and Accounting teams.
• Assist with training operational personnel on incident reporting, insurance requirements, and risk management best practices.
• Serve as a resource for field personnel regarding claims and insurance-related matters.

• Bachelor's degree in Risk Management, Insurance, Business Administration, Finance, Safety, or a related field preferred.
• Equivalent combination of education and relevant experience may be considered.
• Associate in Risk Management (ARM) or Property & Casualty Insurance Broker License required.

• 3 to 7 years of experience in risk management, insurance, claims administration, brokerage, underwriting, safety, or related fields.
• Experience within multifamily real estate, manufactured housing, commercial real estate, construction, or property management strongly preferred.
• Experience working with insurance carriers, brokers, TPAs, or corporate insurance programs preferred.

• Working knowledge of commercial insurance coverages and claims processes.
• Understanding of risk management principles and loss control practices.
• Strong analytical and problem-solving abilities.
• Excellent organizational skills and attention to detail.
• Strong verbal and written communication skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Proficiency with Microsoft Excel, Word, PowerPoint, and reporting systems.
• Experience with Riskonnect, Origami, or other risk management information systems preferred.
• Insurance broker experience is a strong advantage.

• Associate in Claims (AIC)

• Producer License a plus
• Working toward industry designations encouraged

Compensation: $100,000 - $125,000 + 10% annual bonus opportunity

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Competitive salary | Comprehensive health benefits | Life, long and short-term disability insurance | 401(k) with company match

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YES Communities is an Equal Opportunity Employer