AML & Risk Operations Specialist

Perform KYC Verifications: Conduct robust identity checks to ensure every user on the Vinted platform is who they say they are

Monitor Instant & Retrospective Transactions: Analyse payment flows to detect and prevent money laundering, terrorist financing, and sophisticated fraud schemes

Conduct Enhanced Due Diligence (EDD): Deep-dive into high-risk users, investigating source of funds (SoF) and source of wealth (SoW) to mitigate institutional risk

Manage PEP, Sanction & Adverse Media Screening: Review and resolve potential matches against global sanctions, PEP (Politically Exposed Persons), and adverse media lists

Investigate & Report Suspicious Activity: Draft high-quality internal suspicious activity reports (SARs/STRs) for our Money Laundering Reporting Officers (MLROs)

Support Regulatory Compliance: Ensure all operational actions align with our EMI licenses and local jurisdictional requirements

Optimise Risk Tooling: Identify patterns in false positives and provide feedback to senior stakeholders to refine our automated monitoring rules

Collaborate Across Stakeholders: Work closely with Member Support and other teams to balance a seamless user experience whilst maintaining rigorous controls

Mentor & Knowledge Share: Act as a subject matter expert, guiding junior analysts through complex cases and evolving regulatory landscapes

Maintain Data Integrity: Ensure all case management and audit trails are documented to a "board-ready" standard, and in-line with internal documentation, ready for regulatory audits

Have practical experience in AML or financial crime operations in a regulated fintech, payments, or marketplace environment (Specialist & Senior)

Understand AML/CTF rules well enough to turn them into workable, day-to-day processes rather than policy documents

Are comfortable being hands-on: reviewing cases, unblocking issues, and helping build structure where it doesn’t yet exist

Care deeply about preventing financial crime while enabling a good customer experience in a fast-moving business

Are confident making risk-based decisions, documenting judgement calls, and escalating when needed

Are data-aware, and comfortable using MI and working to KPIs to improve quality and performance

Nice to have: Professional certifications (e.g., CAMS, ICA, or similar) and/or experience in early-stage or fast-scaling companies, multi-country operations, online marketplaces or payments, and familiarity with modern AML tools.

We invest in your professional growth! As part of our commitment to continuous learning, we offer an annual learning budget to support your personal and career development through courses, certifications, workshops and more.

We’ve adopted a hybrid workplace model where 2 days in office are recommended but not enforced. It’s up to you and your team to decide on the exact days you’ll spend working together in person.

The Vinted Group is committed to building an inclusive workplace where people from all walks of life feel a sense of belonging. We welcome applications from people of all backgrounds, identities and life experiences. At Vinted, all applicants are treated fairly without regard to their race, age, religion or belief, sex, national origin, citizenship, gender identity, sexual orientation, disability, or any other protected characteristic.

This is a standard full-time permanent position, but working hours follow an individual working-time regime based on business needs. Your schedule will be agreed upon in advance and may occasionally include weekends or public holidays.