Agricultural Relationship Manager

Job Description

Key Responsibilities

• Develop, manage, and grow a portfolio of agricultural business clients by identifying new business opportunities, strengthening existing relationships, and achieving portfolio growth and revenue objectives.
• Serve as a trusted advisor by providing strategic financial guidance and customized solutions tailored to the unique needs of agricultural producers, agribusinesses, and related businesses.
• Analyze client financial performance, including cash flow, profitability, credit quality, and risk exposure, and recommend appropriate banking, lending, treasury, payments, deposit, and wealth management solutions.
• Partner with credit underwriting, portfolio management, treasury management, and other internal teams to structure solutions, manage risk, and ensure timely responses to client and portfolio needs.
• Maintain ownership of the client relationship by coordinating resources across the bank, facilitating referrals, and connecting clients with specialists when appropriate.
• Demonstrate expertise in agricultural lending, credit analysis, banking products, industry trends, and risk management practices affecting the agriculture sector.
• Build and maintain relationships with centers of influence, community organizations, and agricultural industry groups to expand business opportunities and strengthen U.S. Bank's presence in local markets.
• Ensure compliance with all applicable regulatory requirements, policies, procedures, and risk management standards.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Seven or more years of experience in relationship banking, business banking, commercial banking, agricultural lending, or a related financial services field

Preferred Qualifications

• Strong relationship management, business development, and consultative sales experience
• Experience with commercial credit underwriting, financial statement analysis, cash flow analysis, and portfolio management
• Formal commercial credit training preferred
• Knowledge of agricultural production, livestock operations, agribusiness, agricultural economics, and industry trends
• Understanding of agricultural risk management practices and government programs impacting the agriculture industry
• Ability to manage complex client relationships involving multiple products, services, and revenue opportunities
• Knowledge of business banking solutions, including commercial lending, treasury management, payments, deposits, and wealth management services
• Strong analytical, problem-solving, communication, presentation, and relationship-building skills
• Demonstrated ability to collaborate effectively across business lines and serve as a trusted advisor to clients
• U.S. Bank offers a robust, market‑leading Business Banking compensation plan that rewards the full scope of your relationship‑building efforts—from loan generation to deposit growth to fee‑based production. If you're ready to elevate your career and maximize your earning potential, inquire today to learn more about the plan and explore the exciting opportunities available!
• This role requires working from a U.S. Bank location three (3) or more days per week
• If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants .

Benefits

• Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
• Review our full benefits available by employment status here .
• U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

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