Actuarial Data Scientist

We are looking for an Actuarial Data Scientist to help Fetch continue to have best-in-class pricing and profitability while also supporting growth of the business. You will leverage predictive analytics to improve the sophistication of our existing pricing models and build tools to monitor the performance of our rating plans over time.

In this highly visible role, you will be a member of a small, close-knit actuarial team and will need to be adaptable, wearing multiple hats in support of various actuarial pricing and financial forecasting initiatives. Time will be roughly evenly split between pricing, conversion, and retention modeling work and traditional actuarial pricing work. You will help evaluate product proposals from a pricing and enterprise risk management perspective, support rate filings and responses to regulatory objections, and contribute to special pricing projects such as increased limit factor analyses, policyholder coverage utilization studies, and pricing brand new coverages. You will frequently engage in creative problem-solving and present your findings to senior leadership, actively shaping the organization’s future. Location Remote (U.S.)

Price Elasticity & Lifetime Value: Develop price elasticity curves to forecast the impact of rating changes on policyholder retention and conversion, and assess their impact on customer lifetime value

Conversion and Retention Forecast: Forecast policyholder retention and conversion for the portfolio based on pricing, operational changes, and business initiatives

Risk Segmentation: Improve the risk segmentation sophistication of our rating plans by developing GLM-based rating factors (in R or Python) and applying advanced predictive modeling techniques

Performance Monitoring: Build and maintain tools to monitor the performance of our existing rating plans and rate level over time, including loss ratio, conversion rate, churn, and lifetime value

Data Analysis & Modeling: Write advanced SQL procedures to pull from large, line item level veterinary bill databases

Product & Coverage Analysis: Estimate the impact of coverage and product changes on pricing

Evaluate New Product Proposals: Analyze product design proposals to determine pricing viability, impact on enterprise risk, competitive positioning, and customer value

Market Analysis: Stay highly informed on competitor filings to understand how our products and pricing stand relative to the market

Rate Filings & Indications: Support rate filing and rate indication work, including the development of filings and responses to regulatory objections

Cross-Functional Collaboration: Operate seamlessly with product, underwriting, marketing, BI, and IT teams, and communicate complex actuarial concepts to a non-actuarial audience

Innovate: Propose creative ways to price innovative coverage concepts and ideas

The pay range for this position is $150,000 - $160,000 on a full-time basis

Along with base salary, your position may qualify for additional bonuses

This position is eligible for the Company’s bonus plan(s)

Be part of a mission-driven company that values creativity, innovation, transparency, and collaboration

When in office, enjoy complimentary lunch daily, and pets are always welcome

Join a team that genuinely cares about creating a positive, inclusive work environment where everyone can thrive

At Fetch, we recognize the importance of work-life balance and prioritize our employees' mental health and well-being, ensuring everyone can flourish both professionally and personally. Not just pets, we want our employees to live their best lives too — here at Fetch, you have access to the valuable benefits listed below.

Comprehensive Medical, dental, and vision plan for you and your family

Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are available

Highly competitive 401(k) matching

Generous 20-day PTO Policy, with rollover options. Earn an additional day of PTO each year on your anniversary with Fetch, for a maximum of 30 days

Paid company (9) holidays, including (1) floating holiday

Fetch Pet Insurance discount - up to 50% off, up to $1,000 savings/year

Educational Assistance Program

Fetch Discount Perks Program

Volunteering - earn up to 8 hours per calendar year at nonprofit organizations

NYC Office Amenities: Pet-friendly environment, free lunch, snacks, and additional amenities; transit accessible

Employee Referral Incentive

Tuition Assistance

Commuter Benefits

Employee Assistance Program (EAP)

Recruiting Fraud Alert

At Fetch, your personal information and online safety are paramount. Please be aware that only Fetch Recruiters and Hiring Managers will contact you regarding your application or background. All official communications from Fetch employees will originate from a fetchpet.com email address. You will never be asked for payments, financial details, or sensitive information like social security numbers by our Recruiters or Hiring Managers.

EEO Statement

Fetch is proud to be an equal opportunity employer.

We’re committed to building a workplace that reflects the diversity of pet parents everywhere—hiring and developing individuals from all backgrounds and experiences to strengthen our inclusive, collaborative culture. We welcome applications from all qualified candidates regardless of race, color, religion, national origin, sex, gender, age, marital status, appearance, sexual orientation, gender identity or expression, family responsibilities, disability, medical condition, student status, political affiliation, military or veteran status, citizenship, genetic information, or any other status protected by law. Fetch will provide reasonable accommodations for individuals with disabilities throughout the hiring process.

If you need assistance or an accommodation to apply, please contact us at people@fetchpet.com

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