Sr. Analyst - Credit Administration (India)

Section 5 : Job Responsibilities

• Preparation of sanction Letter and loan /security documents in line with approved terms
• Checking of loan and security documents (Draft and Executed)
• Tracking of pending documents and covenants
• Documentation and Limit Control - Ensuring execution of documentation and setting up of limits as per approved credit terms & conditions.
• Credit Risk Management- Provide support for overall credit risk management
• Application of learning on day-to-day assignments for various products offering of the Bank.
• Emphasis on timely delivery without compromising on credit quality and due diligence - Ensuring timely Deliverables.
• Leveraging the potential of available Systems for monitoring- Proficiency in understanding the deliverables available at Core Banking System 。
• Contribution to arriving at error free environment - Adherence to conduct business under defined set of principles, procedures, and processes.
• Credit Limit- Controlling overall Credit Limit process as per credit approval.
• Compliance with local and global compliance requirement - Sacrosanct understanding of local and HO requirement relating to compliance activity in delivering business & productivity goals.
• Audit function (concurrent / RBI)- Performing the functions in line with the audit requirements without any slippages and deficiencies (minimizing the finding and addressing the same).
• Loan Documentation Control- Follow the loan documentation process as per Bank policy and RBI guidelines.
• Credit Monitoring (compliance) & Due Date Monitoring including overdue : Ensuring credit compliance (conditions/covenants etc) as per credit approval. (Monitoring all credit items for due date control by making excel and day to day follow up).
• Limit Loading -Loading limits in Core Banking solution as per sanctioned terms .
• Making effective usage of APTD learning platform- Proactively register and complete the courses offered.
• MIS for portfolio Management, RBI and other internal & external reporting － Provide strategic support for the purpose.