Senior Staff Engineer

Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy.

We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories.

By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence.

Role summary

PAYO Digital Bank, N.A. (PDB), Payoneer's national trust bank subsidiary, is seeking a deeply experienced Senior Staff Engineer to serve as the technical anchor of the bank's engineering organization and the architect of record for its core transactional systems.

You will own the design of the integration between the core banking ledger and the stablecoin issuance engine: the system of record that reconciles fiat reserves, on-chain token supply, and customer balances with bank-grade accuracy and auditability.

This is a high-impact, hands-on architecture and leadership role reporting directly to the Chief Technology Officer of PDB, providing technical direction to the core team of engineers.

The ideal candidate is a distributed systems expert with high-integrity transactional experience (banking core, payments ledger, exchange, or settlement infrastructure).

You must be able to defend architectural decisions to independent auditors and OCC examiners, and build engineering culture as deliberately as you build systems.

New York, NY | Miami, FL | Full-time

• Core Architecture Ownership: Architect and build the bank's core backend, including microservices, transactional persistence schemas, event messaging endpoints, and internal APIs, documented to a standard suitable for OCC examination.
• Ledger & Stablecoin Integration: Design the reconciliation architecture guaranteeing absolute consistency between the fiat subledger, reserve accounts, and on-chain token supply. Build the event messaging layer securely synchronizing core ledger transactions with custody platform mint/burn actions.