Senior Software Engineer, Expense

We are growing Expense Engineering in Berlin and London. You will join the org that owns the full expense lifecycle for employees, approvers, and finance admins — used by companies worldwide, including complex EMEA tax, VAT, per diem, mileage, and multi-entity setups.

This is not a research-lab role and not a generic chatbot posting. You will ship in the same systems that already run receipt intelligence, conversational expense capture, missing-info assistants, and admin automation — then raise the bar on accuracy, latency, cost, and safety.

You may land on employee experience (web/mobile expense), international spend (itemization, per diem, mileage, tax receipts), admin and control (policy, custom fields, audit), or adjacent platform work (cards, statements, ERP). The product problems and the AI problems are shared.

What you'll work on:

The expense product, end to end

Employee flows: transaction entry, drafts, receipts, trips, reimbursements, cards, and bank-linked spend

International spend: line-itemization, per diem, mileage, VAT/GST, and tax receipts

Admin and control: policy, approvals, custom and HR fields, audit logs, reporting

Money movement and close: statements, purchase cards, reimbursements, accounting postings, and inbound company/user data

AI that is already in the product

Receipt intelligence: extract merchant, amount, date, tax, and line items from receipts and documents at high daily volume. Improve quality, latency, and cost; compare and fail over between extraction providers, including large language models where they outperform traditional OCR.

Conversational expense: multi-agent assistants that help people create and complete expenses in natural language (mileage, policy, personal context, knowledge retrieval). Streaming experiences on web and mobile, and the same command path in workplace chat tools.

Missing-info assistants: agents that find required fields still empty (cost objects, GL, project, department, description), ground suggestions in the user's history and trips, stream progress, and write back through existing expense APIs — with safe partial updates, clear provenance, and guardrails against prompt injection and off-scope use.

Admin and finance agents: assistants that can approve, reject, flag, route, and explain spend using tools over our APIs, search, and warehouse data — without bypassing permissions or audit.

Quality, cost, and safety: evaluation harnesses for accuracy and latency; kill switches; careful handling of PII and payment-sensitive data on receipts and transactions. Prefer deterministic code for policy, catalogs, and tax rules; use models for language, ranking, and tool orchestration.

What you'll do:

Design and ship features in backend services (Java and Spring Boot) and/or web (TypeScript), with AI services in Python or TypeScript where that is the right fit

Own APIs and event-driven flows that move money, receipts, and policy decisions at company scale

Build or extend LLM-backed agents: tool use, grounding, streaming, session memory, retrieval, and evals — not one-off prompt demos

Improve document extraction and auto-itemization: quality, tax fields, latency, cost, and provider failover

Instrument production: observability, quality dashboards, chat satisfaction, extraction accuracy vs. human correction

Partner with Product and Design on employee, admin, and mobile AI surfaces (including unified travel-and-expense chat)

Review for correctness in financial systems: idempotency, auditability, permissions, no silent partial writes

Mentor others and write designs that teams across time zones can implement from

What we're looking for:

5+ years building production software (8+ for Staff). Strong CS fundamentals.

Depth in at least one of: Java/Spring Boot, modern TypeScript, or Python services. Willingness to cross the boundary.

Experience with relational data modeling, APIs, and cloud (AWS). Messaging systems (Kafka or similar) are a plus.

Shipped AI in a real product, not only notebooks: LLM APIs, tool/function calling, retrieval-augmented generation, evaluation, or document/vision extraction. You can talk about failure modes (hallucination, cost, latency, prompt injection, PII).

Comfort with financial or workflow-heavy domains: expenses, payments, ERP, tax, or similarly high-stakes data.

Clear written design, strong code review, and bias to production quality (tests, CI/CD, observability, incident ownership).

Based in Berlin or London (or willing to relocate). Collaboration across US, Israel, and India time zones.

Nice to have:

document OCR; VAT/GST or multi-currency; policy engines; agent frameworks; eval platforms; mobile AI UX.

Why this team, why these cities

Expense is where Navan's "AI-powered T&E" claim has to be true: receipts, chat, and admin agents sit on the same ledger as reimbursements and accounting close. Berlin and London put you next to EMEA customers who care about VAT, per diem, and audit — and next to a growing Expense engineering presence, not a satellite office doing overflow tickets.

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