Senior Principal Payment Tech Development Manager

Drive Technology Roadmap: Lead and direct engineering teams to design and develop next-generation payment technologies across card acceptance and payment devices (including contact/contactless chips, mobile, and cloud-based payments).

Define Architectural Specifications: Serve as the final technical authority contributing to product technology specifications, balancing functional innovation with rigorous security features.

Strategic Alignment: Act as the primary liaison and trusted advisor to executive leadership, business partners, and global cross-functional teams, translating complex technical payment roadmaps into clear business outcomes.

Influence Ecosystems: Manage complex, matrixed relationships with internal and external stakeholders to drive alignment on new and updated payment standards, specifications, and deployment strategies.

Conflict Resolution: Standardize communication channels to resolve competing priorities across business lines, ensuring seamless product integration and delivery.

Framework Architecture: Establish and oversee comprehensive testing requirements, test plans, and procedures for cutting-edge payment technology products.

Validation Governance: Own the overarching strategy and development of requirements/tools needed for execution of Card Personalization Validation and Mobile Provisioning Validation processes.

Compliance Program Design: Collaborate in defining global certification requirements and compliance programs to guarantee high-quality, standardized product rollouts.

Strategic Partnerships: Manage high-value relationships with external vendors, including card and chip manufacturers, test laboratories, test tool providers, and mobile developers.

Industry Standards Leadership: Represent the organization and spearhead technical positions within relevant global standardization organizations to influence the future of payment specifications.

Vendor Accountability: Establish SLAs and governance models to oversee external partners, ensuring delivered services and tools strictly align with corporate benchmarks.

Proactive Mitigation: Anticipate systemic risks, technical bottlenecks, or customer-impacting vulnerabilities; design mitigation strategies and lead executive-level escalations when necessary.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).