Pricing Analysis: Utilising statistical techniques and data analysis to assess portfolio-level risk, returns, volatility, and risk aligned pricing.
Portfolio Monitoring: Identifying trends, risks, and opportunities across customer segments using advanced analytics to ensure portfolio performance is in alignment with risk and return targets.
Policy and Strategy Development: Supporting the creation of pricing proposals and strategies.
Data-Driven Insights: Delivering actionable insights and recommendations to optimise risk-adjusted returns, and creating / maintaining monitoring post strategy implementation.
Stakeholder Collaboration: Working with internal teams, including Capital Markets, Credit Risk, Commercial, Operations, and more.
Analytical expertise and strong coding skills in SQL are essential.
Skills, Knowledge & Expertise
A degree in Finance, Statistics, Economics, Mathematics, or a related field.
Proficient in SQL, with python experience highly beneficial.
Experience with cash flow simulations and IRR / NPV calculations.
Experience in pricing or portfolio management.
Understanding of credit risk metrics (PD, LGD, EAD) and financial modelling.
Experience with data visualization tools and techniques.
Excellent analytical, problem-solvings kills and attention to detail.
Experience with statistical analysis. Desirable Skills
Experience in SME lending.
Tableau experience.
Python and VBA experience.
Job Benefits
Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work in 2024, 2025 and 2026” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
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Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.
We have developed powerful solutions, secured significant partnerships, and are growing rapidly.
The global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.
High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with the business).
Well-capitalised with supportive private equity backing.
Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.
A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
Strong, transparent team culture: we have each other’s backs.
Independent work environment where results matter.
Data-driven culture and emphasis on speed (anti-red tape).
Private Medical Insurance (via Vitality)
EAP with Health Assured
Enhanced Maternity and Paternity Leave
Great office space (including a gym!) in Central London
Subsidised lunch (via Feedr)
Deliveroo allowance if working late in the office
Monthly in-office masseuse
Team and Company socials
Sports clubs
About YouLend
Software & SaaS600 employeesFounded 2016
Private fintech platform providing embedded revenue-based financing to small and medium-sized businesses through commerce and payment partners.