Senior Business Application Analyst

Elicit, analyze, document, validate, and manage functional and non-functional requirements through collaboration with business, compliance, technology teams, and external partners/vendors.

Serve as the primary liaison between business and technology teams, ensuring alignment on requirements, priorities, dependencies, constraints, risks, and delivery expectations.

Lead cross-functional workshops and decision forums to align stakeholders on business priorities, operating model changes, solution scope, and implementation approaches.

Employ Agile, Product Owner mindset, Shift Left testing methodologies and best practices utilizing collaborative tools like Jira, JTMF, and Confluence to ensure projects progress in the right direction

Coordinate and manage delivery and testing resources, environments, tools, vendors, and cross-functional dependencies to meet project objectives.

Identify, assess, and proactively manage delivery, testing, operational, compliance, and technology risks, while driving appropriate mitigation and escalation strategies.

Communicate project status, risks, dependencies, decisions, and outcomes clearly and consistently to stakeholders and senior leadership.

Influence decision-making and facilitate consensus among business, operations, technology, compliance, and vendor partners.

Contribute to strategic planning, governance activities, and organizational initiatives supporting business transformation and technology modernization.

Oversee the creation, review, approval, and maintenance of requirement and testing artifacts, ensuring adherence to enterprise standards, governance requirements, and audit expectations.

Lead and coordinate delivery and testing teams to achieve project milestones, quality objectives, and delivery commitments.

Promote best practices in business analysis, testing, delivery governance, and risk management across the team.

Foster a collaborative, inclusive, and high-performing team environment focused on accountability, continuous improvement, and excellence.

Champion continuous learning, innovation, and adoption of delivery and testing best practices.

Advanced knowledge of applications supported by the team including system components, functionality, interfaces, data flows, and business rules

Advanced knowledge of bank's PDLC methodology, business testing and project management

Advanced analytical and problem-solving skills with the ability to communicate with various business partners to explain complex technical issues with a business lens in easily understandable terms

Expert knowledge of business analysis frameworks, requirements management, process modeling, testing methodologies, and software delivery lifecycle practices

Strong understanding of regulatory, compliance, operational risk, and audit requirements within financial services.

Substantial knowledge of SWIFT messages, ISO20022, MX and MT formats.

Knowledge of non-wire payment methods like drafts and checks.

Understanding of payment systems and methods such as Canada Lynx, US CHIPS, and FedWire, etc.

Experience with payment data, canonical models, and payment data mapping.

Understanding of deposit sub-ledger capabilities (like account management, transaction posting, multi-currency handling, interest calculations, liquidity management, controls, and reporting) to drive/ support deposits transformation, an asset.

Familiarity with various accounts (Nostro, Vostro, Corporate Customer), and integration of payments services with correspondent account processing, an asset.

Understanding of the interaction between payments and deposits operating models and how these serve client needs and use cases.

Ability to create and document Target Operating Models (TOMs) and define how opportunities and challenges will be delivered through these TOMs.

Undergraduate degree or technical certificate

8+ years relevant experience.

5+ years leading complex cross-functional initiatives within financial services, payments, deposits, or regulatory transformation programs

Certifications such as PMP, Agile Certified Practitioner, or Scrum Product Owner (CSPO) are assets.

Proficient in MS Office, Agile methodology with Product Owner mindset, Shift Left testing methodologies and best practices utilizing collaborative tools like Jira, JTMF, and Confluence

Ability to communicate effectively in both oral and written form and bridge the gap between business users and their technical requirements.

Ability to work collaboratively in a team environment and build relationships across business and technology partners.

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.

Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you!